Cabarrus County property record for 3150 Keady Mill Loop, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,760 sqft · built 2012 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Nov 2021) |
| Tax Bill | $6,173 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04051F0168.000000 |
| Primary APN | 04051F0168.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,760 sqft Living Area |
| Gross Area | 4,400 sqft |
| 1st Floor Area | 1,680 sqft |
| Upper Floors Area | 2,080 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Asbestos |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 150847 |
|---|---|
| Street Address | 3150 KEADY MILL LOOP |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-6449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-TND |
| Legal Description | LT 168 VILLAGE AT KELLSWATER BRIDGE |
| Legal Subdivision | KELLSWATER BRIDGE |
| Legal Lot Number | 168 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 41202 |
Source: Cabarrus County records · APN 04051F0168.000000
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3150 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2021 · Amount on Record |
| Deed Sale | Nov 04, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2012 · Amount on Record |
| Deed Document Number | 0001563115 |
| Deed Book / Page | 15631 / 15 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3150 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013781292 |
|---|---|
| Date | Oct 15, 2019 |
| Book Page | 13781/0292 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3150 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001456772 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 14567/72 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 04, 2021 |
| Property Address | 3150 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6449 |
| Document Number | 0001563115 |
| Book / Page | 15631 / 15 |
| Map Reference | MB 51 PG 50 |
| Instrument Date | Nov 04, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4817 LAYMORE LN, KANNAPOLIS, NC 28081-6504 |
| Name | Verified Name |
|---|
| Document Number | 0001563117 |
|---|---|
| Date | Nov 04, 2021 |
| Instrument | 15631/17 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.35% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.35% |
| Index | 1-Year LIBOR |
| Max Rate | 7.35% |
Source: Cabarrus County records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,173.00 (+21.88%) | $543,720 (+47.06%) Land $92,000 Building $451,720 | |
| 2024 | $543,720 (+47.06%) Land $92,000 Building $451,720 | ||
| 2023 | $5,065.00 | $369,730 Land $58,000 Building $311,730 | $369,730 Land $58,000 Building $311,730 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), as of July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250412023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 8,000 / 8,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group.
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0180065, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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