Caldwell County property record for 3173 Covington Way, Lenoir, NC 28645 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,482 sqft Heated Area |
| Lot Size | 23,278 sqft (0.534 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $196,000 (2011) |
| Tax Bill | $2,668.00 (2025) |
Source: Caldwell County records · APN 11 35 1 5X
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3173 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MTG |
| Apr 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 08, 2011 · Amount on Record |
| Deed Sale | Apr 08, 2011 · Amount on Record |
| Prior Sale | Apr 08, 2011 · Amount on Record |
| Deed Book / Page | 1766 / 144 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3173 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010053090 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3173 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 0010053090 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 002010/001435 |
| Instrument | 10053090 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 12, 2019 |
| Property Address | 3173 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010031916 |
| Book / Page | 001961 / 000249 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 10031916 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3173 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 10031917 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 001961/000252 |
| Instrument | 10031917 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3173 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010023388 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 09, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3173 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 0010023388 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 001943/001517 |
| Instrument | 10023388 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | BOONE, NC 28607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Cajah's Mountain Town |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,668.00 (+69.72%) | $328,000 (+62.94%) Land $16,300 Building $311,700 | $328,000 (+62.94%) Land $16,300 Building $311,700 |
| 2023 | $201,300 (-) Land $16,300 Building $185,000 | $201,300 (-) Land $16,300 Building $185,000 | |
| 2022 | $1,572.00 | $201,300 Land $16,300 Building $185,000 | $201,300 Land $16,300 Building $185,000 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 11 35 1 5X |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,482 sqft Heated Area |
| Gross Area | 3,895 sqft Gross Area |
| 1st Floor | 1,482 sqft 1st Floor |
| Basement Area | 1,482 sqft Basement |
| Unfinished Basement | 1,482 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,278 sqft (0.534 acres) |
| Depth X Width | 226 ft x 103 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | 80 sqft Deck |
| Patio Area | 200 sqft Patio |
| Porch Area | 145 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 165877 |
|---|---|
| Street Address | 3173 COVINGTON WAY |
| City | LENOIR |
| State | NC |
| Zip | 28645-9719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 1961 PG 249 YR 2019 ST 510.00 |
| Legal Subdivision | COVINGTON PLACE |
| Jurisdiction | CALDWELL NC |
| Minor Civil Division | HUDSON |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 30700 |
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