Caldwell County property record for 3162 Covington Way, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,989 sqft · built 2007 |
| Lot Size | 0.458 acres (19,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,000 (Oct 2007) |
| Tax Bill | $2,456 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 35 1 5A |
| Primary APN | 11 35 1 5A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,989 sqft Heated Area |
| Gross Area | 2,929 sqft |
| 1st Floor Area | 1,989 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,950 sqft (0.458 acres) |
| Lot Dimensions | 190 ft deep x 105 ft wide |
| Garage Type | Finished |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 328 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 181108 |
|---|---|
| Street Address | 3162 COVINGTON WAY |
| City | LENOIR |
| State | NC |
| Zip | 28645-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1823 PG 675 YR 2013 ST 367.00 |
| Legal Subdivision | COVINGTON PLACE SUBDIVISION |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30700 |
Source: Caldwell County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3162 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 23, 2018 | Deed of Trust, Mortgage · VA Mortgage CERTAINTY HM LNS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2007 · Amount on Record |
| Deed Sale | Oct 30, 2007 · Amount on Record |
| Deed Book / Page | 1659 / 1655 |
| Last Transfer Date | Jul 31, 2024 |
| Transfer Doc | 0021141365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3162 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020370922 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 2037/922 |
| Instrument | 10064113 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3162 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0019471850 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3162 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 0019471850 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 001947/001850 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2048 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Cajah's Mountain Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,100 (-) Land $16,200 Building $344,900 | ||
| 2025 | $2,456.00 (+36.9%) | $361,100 (+64.21%) Land $16,200 Building $344,900 | $361,100 (+64.21%) Land $16,200 Building $344,900 |
| 2024 | $1,794.00 (+4.61%) | ||
| 2023 | $219,900 (-) Land $16,200 Building $203,700 | $219,900 (-) Land $16,200 Building $203,700 | |
| 2022 | $1,715.00 | $219,900 Land $16,200 Building $203,700 | $219,900 Land $16,200 Building $203,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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