Caldwell County property record for 3177 Covington Way, Lenoir, NC 28645
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.537 acres (23,381 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Apr 2019) |
| Tax Bill | $79 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 35 1 5W |
| Primary APN | 11 35 1 5W |
|---|---|
| Alternative APN |
|
| Lot Area | 23,381 sqft (0.537 acres) |
|---|---|
| Lot Dimensions | 227 ft deep x 103 ft wide |
| Account Number | 165877 |
|---|---|
| Street Address | 3177 COVINGTON WAY |
| City | LENOIR |
| State | NC |
| Zip | 28645-9719 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BK 1961 PG 249 YR 2019 ST 510.00 |
| Legal Subdivision | COVINGTON PLACE |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30700 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3173 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage ATLANTIC BAY MTG |
| Apr 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jun 18, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Prior Sale | Apr 8, 2011 · Amount on Record |
| Deed Document Number | 201910031916 |
| Deed Book / Page | 1961 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3177 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010053090 |
| Instrument Date | Jan 21, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3177 COVINGTON WAY LENOIR NC 28645, LENOIR, NC 28645 |
| Document Number | 0010053090 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 002010/001435 |
| Instrument | 10053090 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 12, 2019 |
| Property Address | 3177 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010031916 |
| Book / Page | 001961 / 000249 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 10031916 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3173 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 10031917 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 001961/000252 |
| Instrument | 10031917 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3177 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010023388 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | LENDER RECORDING SERVICES |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3173 COVINGTON WAY LENOIR NC 286459719, LENOIR, NC 28645-9719 |
| Document Number | 0010023388 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 001943/001517 |
| Instrument | 10023388 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | BOONE, NC 28607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Cajah's Mountain Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79.00 (-20.2%) | $12,300 (-) Land $12,300 | |
| 2025 | $99.00 (+5.32%) | $12,300 (-) Land $12,300 | $12,300 (-) Land $12,300 |
| 2023 | $12,300 (-) Land $12,300 | $12,300 (-) Land $12,300 | |
| 2022 | $94.00 | $12,300 Land $12,300 | $12,300 Land $12,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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