Caldwell County property record for 3178 Covington Way, Lenoir, NC 28645 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,445 sqft · built 2006 |
| Lot Size | 0.523 acres (22,785 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Mar 2025) |
| Tax Bill | $2,594 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 35 1 5D |
| Primary APN | 11 35 1 5D |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,445 sqft Heated Area |
| Gross Area | 3,058 sqft |
| 1st Floor Area | 1,445 sqft |
| Basement Area | 1,392 sqft |
| Finished Basement | 588 sqft |
| Unfinished Basement | 804 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,785 sqft (0.523 acres) |
| Lot Dimensions | 217 ft deep x 105 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 141 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 182676 |
|---|---|
| Street Address | 3178 COVINGTON WAY |
| City | LENOIR |
| State | NC |
| Zip | 28645-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2086 PG 11 YR 23 ST 600.00 |
| Legal Subdivision | COVINGTON PLACE PHASE THREE SHEET 2 OF 2 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 30700 |
Source: Caldwell County records · APN 11 35 1 5D
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3178 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 04, 2022 | Deed of Trust, Mortgage · Line of Credit 4FRONT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on Record |
| Deed Sale | Mar 11, 2025 · Amount on Record |
| Prior Sale | Jun 13, 2023 · Amount on Record |
| Deed Document Number | 202510104686 |
| Deed Book / Page | 2129 / 1786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jun 13, 2023 |
| Property Address | 3178 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0020860011 |
| Book / Page | 2086 / 11 |
| Map Reference | MB 19 PG 160 |
| Instrument Date | Jun 12, 2023 |
| Instrument | 10085424 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1001 TURNBERRY ST NE, LENOIR, NC 28645-3784 |
| Name | Verified Name |
|---|---|
| Address | 3178 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Document Number | 0010085425 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 10085425 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.2% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3178 COVINGTON WAY, LENOIR, NC 28645-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020521335 |
|---|---|
| Date | Apr 04, 2022 |
| Book Page | 2052/1335 |
| Instrument | 10070607 |
| Name | 4FRONT CU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27113 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 03, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Cajah's Mountain Town |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,594.00 (+87.97%) | $318,900 (+80.68%) Land $16,500 Building $302,400 | $318,900 (+80.68%) Land $16,500 Building $302,400 |
| 2023 | $176,500 (-) Land $16,500 Building $160,000 | $176,500 (-) Land $16,500 Building $160,000 | |
| 2022 | $1,380.00 | $176,500 Land $16,500 Building $160,000 | $176,500 Land $16,500 Building $160,000 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270307001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures