Santa Rosa County property record for 3171 Bonfire Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1982 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,800 (Jan 2009) |
| Tax Bill | $619 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 40-1N-28-0090-69800-0070 |
| Primary APN | 40-1N-28-0090-69800-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,732 sqft |
| 1st Floor Area | 1,188 sqft |
| Utility Area | 96 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,983 sqft (0.321 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 3171 BONFIRE DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-6561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | AVALON BEACH LOTS 7 & 8 BLK 698 AS DES IN OR 2216 PG 551 & OR 2605 PG 1478 & OR 2874 PG 1906 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 40 |
| Legal Subdivision | AVALON BEACH |
| Legal Block | 698 |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 3 |
| Census Block | 3076 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3171 BONFIRE DR, MILTON, FL 32583-6561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEN AIR FEDERAL CU |
| Oct 4, 2018 | Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2009 · Amount on Record |
| Deed Sale | Jan 12, 2009 · Amount on Record |
| Deed Document Number | 20091051 |
| Deed Book / Page | 2874 / 1906 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3171 BONFIRE DR, MILTON, FL 32583-6561 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 3171 BONFIRE DR, MILTON, FL 32583-6561 |
| Document Number | 0041791079 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 4179/1079 |
| Instrument | 202162270 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3171 BONFIRE DR, MILTON, FL 32583-6561 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037712063 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 3771/2063 |
| Instrument | 201842940 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $63,806 (+2.9%) | $157,907 (+7.35%) Land $20,000 Building $137,907 | |
| 2024 | $619.00 (+57.11%) Homeowner's exemption | $62,008 (+3%) | $147,099 (+5.36%) Land $20,000 Building $127,099 |
| 2023 | $394.00 (+1.29%) Homeowner's exemption | $60,202 (+3%) | $139,621 (+7.73%) Land $14,000 Building $125,621 |
| 2022 | $389.00 Homeowner's exemption | $58,449 | $129,603 Land $14,000 Building $115,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 56 (1995–2020) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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