3240 Bonfire Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 3240 Bonfire Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,939 sqft · built 2024
Lot Size	1.2 acres (52,577 sqft)
Owner	Individual Name on Record
Tax Bill	$1,080 (2024)
Deeds & Mortgages	May 2022 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`40-1N-28-0090-71200-0011`

Property Details

APN / Parcel Number

Primary APN	`40-1N-28-0090-71200-0011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,939 sqft Heated Area
1st Floor Area	3,557 sqft
Flooring	Wood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2024
Exterior Material	Brick
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	52,577 sqft (1.2 acres)
Porch	Open Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	401N280090712000011
Street Address	3240 BONFIRE DR
City	MILTON
State	FL
Zip	32583-6548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NEW PARCEL FOR 2022 TAXES PARCEL 1: COMMENCE AT THE SOUTHWEST CORNER OF BLOCK 712, AVALON BEACH SUBDVISION, AS RECORDED
Legal Subdivision	OF SAID SUBDIVISION
Legal Block	712
Legal Lot Number	1,1-7,N
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3017
Census Tract	10709

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5355 BARCELONA ST, PACE, FL 32571-3051
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022
Deed Sale	May 4, 2022
Deed Document Number	202226989
Deed Book / Page	4279 / 1290
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 4, 2022
Property Address	3240 BONFIRE DR, MILTON, FL 32583-6548
Document Number	0042791290
Book / Page	4279 / 1290
Map Reference	MB A PG 1-10
Instrument Date	Apr 28, 2022
Instrument	202226989
Transaction Type	Construction Loan
Record Updated	Apr 16, 2024
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3921 HOLLEYBERRY LN, MILTON, FL 32583-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5355 BARCELONA ST, PACE, FL 32571-3051

Mortgage

Document Number	0042791291
Date	May 4, 2022
Instrument	4279/1291

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,080.00 (+8.32%)	$105,000 (+42.86%) Land $105,000	$105,000 (+42.86%) Land $105,000
2023	$997.00 (-0.8%)	$73,500 (-) Land $73,500	$73,500 (-) Land $73,500
2022	$1,005.00	$73,500	$73,500 Land $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	56 (1995–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20