3165 Bonfire Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 3165 Bonfire Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,026 sqft · built 2008
Lot Size	0.321 acres (13,983 sqft)
Owner	Owner Name on Record
Last Sale	$94,000 (Apr 2010)
Tax Bill	$610 (2024)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-1N-28-0090-69800-0090`

Property Details

APN / Parcel Number

Primary APN	`40-1N-28-0090-69800-0090`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,026 sqft Heated Area
Gross Area	1,172 sqft
1st Floor Area	1,026 sqft
Utility Area	30 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,983 sqft (0.321 acres)
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	401N280090698000090
Street Address	3165 BONFIRE DR
City	MILTON
State	FL
Zip	32583-6561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AVALON BEACH LOTS 9 & 10 BLK 698 AS DES IN OR BK 2970 PG 2019
Legal Range	28W
Legal Township	01N
Legal Section	40
Legal Subdivision	AVALON BEACH
Legal Block	698
Legal Lot Number	9-10 10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	AVALON-MULAT
Census Block Group	3
Census Block	3076
Census Tract	10709

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3165 BONFIRE DR, MILTON, FL 32583-6561
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2010 · Amount on Record
Deed Sale	Apr 16, 2010 · Amount on Record
Prior Sale	Apr 14, 1997
Deed Document Number	201012275
Deed Book / Page	2970 / 2019
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3165 BONFIRE DR, MILTON, FL 32583-6561
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3165 BONFIRE DR, MILTON, FL 32583-6561

Mortgage

Document Number	0043941161
Date	May 12, 2023
Book Page	4394/1161
Instrument	202320963

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$610.00 (+50.62%) Homeowner's exemption	$64,098 (+3%)	$119,414 (+5.57%) Land $20,000 Building $99,414
2023	$405.00 (+1.5%) Homeowner's exemption	$62,231 (+3%)	$113,114 (+6.78%) Land $14,000 Building $99,114
2022	$399.00 Homeowner's exemption	$60,418	$105,931 Land $14,000 Building $91,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	56 (1995–2020)
Claims Outside the SFHA	1 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20