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3218 Bonfire Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 3218 Bonfire Dr, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,725 sqft · built 2023
Lot Size2.48 acres (108,072 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Apr 2020)
Tax Bill$6,894 (2024)
Deeds & MortgagesJun 2022 Construction Loan
Apr 2020 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN40-1N-28-0090-71200-0010

Property Details

APN / Parcel Number

Primary APN40-1N-28-0090-71200-0010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,725 sqft Heated Area
1st Floor Area3,531 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick
Foundation TypeMasonry
Roof MaterialShingle
Lot Area108,072 sqft (2.48 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number401N280090712000010
Street Address3218 BONFIRE DR
CityMILTON
StateFL
Zip32583-6548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description**NEWLY DESCRIBED FOR 2022** PARCEL 2: BEGIN AT THE SOUTHWEST CORNER OF BLOCK 712, AVALON BEACH SUBDIVISION, AS RECORDED IN
Legal Range28W
Legal Township01N
Legal Section40
Legal SubdivisionAVALON BEACH SUBDIV
Legal Block712
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionAVALON-MULAT
Census Block Group3
Census Block3017
Census Tract10709

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3218 BONFIRE DR, MILTON, FL 32583-6548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2022Deed of Trust, Mortgage · Construction Mortgage
PEN AIR FEDERAL CU
Apr 27, 2020Warranty Deed, Transfer
FIRST INT'L TITLE
Jun 30, 2016Loan Modification, Mortgage
ASSET FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2020 · Amount on Record
Deed SaleApr 27, 2020 · Amount on Record
Prior SaleNov 29, 2005
Deed Document Number202019607
Deed Book / Page3943 / 738
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3218 BONFIRE DR, MILTON, FL 32583-6548
Transaction TypeMortgage
Record UpdatedApr 16, 2024
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address3921 HOLLEYBERRY LN, MILTON, FL 32583-5001

Mortgage

Document Number0042900834
DateJun 1, 2022
Book Page4290/834
Instrument202232962
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateJun 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.75%
IndexOther
Max Rate9.75%

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 27, 2020
Property AddressBONFIRE DR, MILTON, FL 32583
Document Number0039430738
Book / Page003943 / 000738
Instrument DateApr 23, 2020
Instrument19607
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Tax$700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3922 HOLLEYBERRY LN MILTON FL 32583, MILTON, FL 32583

June 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property AddressBONFIRE DR, MILTON, FL 32583
Document Number0037161362
Instrument DateJun 30, 2016
Transaction TypeMortgage
Record UpdatedJun 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0037161362
DateApr 6, 2018
Book Page003716/001362
Instrument13574
Lender
NameASSET FNDG
TypeFunding / Finance Company
AddressSOUTH MIAMI, FL 33143
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,894.00 (+402.48%) Homeowner's exemption$583,735 (+389.1%) Land $170,500 Building $413,235$583,735 (+389.1%) Land $170,500 Building $413,235
2023$1,372.00 (+3.86%)$119,350 (-) Land $119,350$119,350 (-) Land $119,350
2022$1,321.00$119,350$119,350 Land $119,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 199 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies199 in force
Nearby Flood Claims56 (1995–2020)
Claims Outside the SFHA1 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 37 claims
  • Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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