Gibson County property record for 317 E Main St, Rutherford, TN 38369
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,542 sqft · built 1909 |
| Lot Size | 0.585 acres (25,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Dec 1988) |
| Tax Bill | $1,400 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027030E E 00600 |
| Primary APN | 027030E E 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,542 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Upper Floors Area | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,498 sqft (0.585 acres) |
| Lot Dimensions | 209 ft deep x 122 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 883 sqft |
| Patio Area | 532 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 317 E MAIN ST |
|---|---|
| City | RUTHERFORD |
| State | TN |
| Zip | 38369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: F01 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 16 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 966100 |
Source: Gibson County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 317 W MAIN ST, RUTHERFORD, TN 38369-9417 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Quit Claim Deed, Transfer · Commercial Mortgage SECURITY BANK & TRUST COMPANY |
| Mar 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 1988 · Amount on Record |
| Deed Sale | Dec 16, 1988 · Amount on Record |
| Prior Sale | Jan 2, 1974 |
| Deed Book / Page | 321 / 55 |
| Last Transfer Date | Dec 12, 2025 |
| Transfer Doc | 0000247787 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Dec 17, 2025 |
| Property Address | 317 E MAIN ST, RUTHERFORD, TN 38369 |
| Document Number | 0000247787 |
| Book / Page | 1126 / 1449 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 247787 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 E MAIN ST, RUTHERFORD, TN 38369 |
| Document Number | 0000247855 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 247855 |
| Name | SECURITY BANK & TRUST COMPANY |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 19, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 317 E MAIN ST, RUTHERFORD, TN 38369 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000168909 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 1013/1748 |
| Instrument | 168909 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2032 |
Source: Gibson County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Rutherford Town |
| Unified School District | Gibson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,400.00 (+10.32%) | $36,675 (-0.27%) Land $2,450 Building $34,225 | |
| 2024 | $1,269.00 | $36,775 Land $2,450 Building $34,325 | $146,700 Land $9,800 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUTHERFORD WATER WORKS serves 1,407 people · EPA ID TN0000599 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| TEC Fiber | 1,000 / 1,000 |
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