Gibson County property record for 206 E Main St, Rutherford, TN 38369
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,500 sqft · built 1924 |
| Lot Size | 0.072 acres (3,144 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Mar 2025) |
| Tax Bill | $1,394 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 027031H D 00900 |
| Primary APN | 027031H D 00900 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,500 sqft Total Area |
| Flooring | Softwood |
| Interior Walls | Masonry |
| Year Built | Built 1924 |
|---|---|
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 3,144 sqft |
| Lot Dimensions | 131 ft deep x 24 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 031HAA 00900 000 |
|---|---|
| Street Address | 206 E MAIN ST |
| City | RUTHERFORD |
| State | TN |
| Zip | 38369-9712 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | DISTRICT: 09, COUNTY AREA: F01 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 16 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 966100 |
Source: Gibson County records · APN 027031H D 00900
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 117 WALDUNN CV, RUTHERFORD, TN 38369-9549 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Mar 17, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2025 · Amount on Record |
| Deed Sale | Mar 03, 2025 · Amount on Record |
| Prior Sale | Mar 17, 2022 · Amount on Record |
| Deed Document Number | 240319 |
| Deed Book / Page | 1114 / 1947 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 206 E MAIN ST, RUTHERFORD, TN 38369-9712 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 617 W MILL ST, RUTHERFORD, TN 38369-9789 |
| Document Number | 0000231509 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | 1101/374 |
| Instrument | 231509 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | RUTHERFORD, TN 38369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 09, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Mar 17, 2022 |
| Property Address | 206 E MAIN ST, RUTHERFORD, TN 38369-9712 |
| Document Number | 0000214619 |
| Book / Page | 1076 / 992 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 214619 |
| Transaction Type | Transfer |
| Record Updated | Apr 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $62.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 E MAIN ST, RUTHERFORD, TN 38369-9712 |
Source: Gibson County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Rutherford Town |
| Unified School District | Gibson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,394.00 | $36,520 Land $1,600 Building $34,920 | |
| 2024 | $91,300 Land $4,000 Building $87,300 |
Source: FEMA National Flood Hazard Layer as of November 5, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2001 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Electric Membership Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Telephone Electronics Fiber | 1,000 / 1,000 |
Based on FCC filings for 59 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RUTHERFORD WATER WORKS serves 1,407 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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