Gibson County property record for 417 E Main St, Rutherford, TN 38369 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,265 sqft Living Area |
| Lot Size | 8,075 sqft (0.185 acres) |
| Garage | Carport, 300 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $43,000 (2021) |
| Tax Bill | $786.00 (2025) |
| Primary APN | 027030E E 00100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,265 sqft Living Area |
| 1st Floor | 1,265 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 8,075 sqft (0.185 acres) |
| Depth X Width | 95 ft x 85 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 300 sqft Garage |
| Carport | Carport |
| Carport Area | 300 sqft Carport |
| Porch Area | 306 sqft Porch |
| Utility Building | 252 sqft Utility Building |
| Heating System | Floor/Wall Furnace Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 417 E MAIN ST |
|---|---|
| City | RUTHERFORD |
| State | TN |
| Zip | 38369 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 09, COUNTY AREA: F01 |
| Jurisdiction | GIBSON TN |
| Minor Civil Division | 16 |
| Census Blockgroup | 2 |
| Census Block | 2027 |
| Census Tract | 966100 |
Source: Gibson County records · APN 027030E E 00100
Assessment roll updated January 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 E MAIN ST, RUTHERFORD, TN 38369 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Mar 11, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC |
| Sep 20, 2019 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2021 · Amount on Record |
| Deed Sale | Mar 11, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2000 · Amount on Record |
| Deed Doc Number | 2021203384 |
| Deed Book / Page | 1059 / 900 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Jun 18, 2026 |
| Property Address | 417 E MAIN ST, RUTHERFORD, TN 38369 |
| Document Number | 0000252840 |
| Book / Page | 1134 / 1539 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026252840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 417 W MAIN ST, RUTHERFORD, TN 38369-9418 |
| Document Number | 0000252840, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 1134/1539 |
| Instrument | 2026252840 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 01, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Mar 11, 2021 |
| Property Address | 417 E MAIN ST, RUTHERFORD, TN 38369 |
| Document Number | 0000203384 |
| Book / Page | 1059 / 900 |
| Instrument Date | Mar 04, 2021 |
| Instrument | 203384 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 417 W MAIN ST, RUTHERFORD, TN 38369-9418 |
| Document Number | 0000203385 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 203385 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 417 E MAIN ST, RUTHERFORD, TN 38369 |
| Document Number | 0000190025 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 373 OLD DYERSBURG RD DYER TN 383304025, DYER, TN 38330-4025 |
| Document Number | 0000190025 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 001040/000210 |
| Instrument | 190025 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | DYER, TN 38330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 07, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Gibson County records · Assessment roll updated January 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Rutherford Town |
| Unified School District | Gibson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $786.00 | $20,600 Land $1,875 Building $18,725 | |
| 2024 | $82,400 Land $7,500 Building $74,900 |
417 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Gibson County (47053C), updated November 5, 2008
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 4th in Tennessee |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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