414 E Main St, Rutherford, TN 38369 Property Records

Gibson County property record for 414 E Main St, Rutherford, TN 38369

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,684 sqft · built 1961
Lot Size	0.656 acres (28,556 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Mar 2010)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027030E D 02100`

Property Details

APN / Parcel Number

Primary APN	`027030E D 02100`
Alternative APN	`030E D 02100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,684 sqft Living Area
1st Floor Area	2,250 sqft
Attic	Attic
Attic Area	2,170 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,556 sqft (0.656 acres)
Lot Dimensions	242 ft deep x 118 ft wide
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	452 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	414 E MAIN ST
City	RUTHERFORD
State	TN
Zip	38369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09, COUNTY AREA: F01
Jurisdiction	GIBSON TN
Township / Civil Division	16
Census Block Group	2
Census Block	2019
Census Tract	966100

Owner

Source: Gibson County assessment roll, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	414 W MAIN ST, RUTHERFORD, TN 38369-9437
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit SECURITY BANK
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2010 · Amount on Record
Deed Sale	Mar 22, 2010 · Amount on Record
Prior Sale	Mar 8, 2006 · Amount on Record
Deed Book / Page	944 / 1992
Transfer Doc	0000102965
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	414 E MAIN ST, RUTHERFORD, TN 38369
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 207, RUTHERFORD, TN 38369-0207

Mortgage

Document Number	0000223266
Date	Feb 27, 2023
Book Page	1088/2668
Instrument	223266

Lender

Name	SECURITY BANK
Type	Bank
Address	TRENTON, TN 38382

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	414 E MAIN ST, RUTHERFORD, TN 38369
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214860
Date	Mar 25, 2022
Book Page	1076/2187
Instrument	214860

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Rutherford Town
Unified School District	Gibson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00	$55,675 Land $2,450 Building $53,225
2024			$222,700 Land $9,800 Building $212,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RUTHERFORD WATER WORKS serves 1,407 people · EPA ID TN0000599
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Electric Membership Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Telephone Electronics Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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