317 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 317 E Lake St, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Details	4,232 sqft
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$815,000 (Jun 2021)
Tax Bill	$22,898 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-226-015`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-226-015`

Interior

Stories	2 Stories
Building Area	4,232 sqft Total Area
1st Floor Area	6,129 sqft

Exterior

Fire Resistance	Masonry Walls, Wood Interior
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	138 ft deep x 25 ft wide

Location & Zoning

Street Address	317 E LAKE ST
City	PETOSKEY
State	MI
Zip	49770-2417
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-2
Legal Description	SHAW & MC MILLAN'S ADDITION W1/2 OF LOT 11 BLK 9 SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	SHAW & MCMILLANS ADD
Legal Block	9
Legal Lot Number	11
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1064
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Petoskey Downtown Historic District (Additional Documentation) listed 1986 · 88 contributing resources · NRIS 86002048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	317 E LAKE ST, PETOSKEY, MI 49770-2417
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Mar 15, 2001 · Amount on Record
Deed Document Number	20215186784
Deed Book / Page	1233 / 819
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 4, 2021
Property Address	317 E LAKE ST, PETOSKEY, MI 49770-2417
Document Number	1233/819
Book / Page	1233 / 819
Instrument Date	May 27, 2021
Instrument	5186784
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 E LAKE ST, PETOSKEY, MI 49770-2417

Mortgage

Document Number	5186785
Date	Jun 4, 2021
Instrument	5186785

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,700 (+8.41%) Building $457,700	$915,400 (+8.41%) Building $915,400
2024	$22,898.00
2023		$422,200 Building $422,200	$844,400 Building $844,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E Lake St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures