321 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 321 E Lake St, Petoskey, MI 49770 · Last verified July 2026

Property Summary

Property Type	Commercial
Details	7,958 sqft · built 1907
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on File
Tax Bill	$29,364 (2024)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-226-017`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-226-017`

Interior

Units	7 Units
Building Area	7,958 sqft Total Area
1st Floor Area	7,958 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Location & Zoning

Street Address	321 E LAKE ST
City	PETOSKEY
State	MI
Zip	49770-2478
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SHAW & MC MILLAN'S ADDITION LOT 12 BLK 9. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	SHAW & MCMILLANS ADD
Legal Block	9
Legal Lot Number	12
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1064
Census Tract	970700

Owner

Source: Emmet County records · APN 52-19-06-226-017

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	8110 PLAINFIELD RD, CINCINNATI, OH 45236-2413
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 1992
Deed Sale	Apr 01, 1992
Prior Sale	May 01, 1984 · Amount on Record
Last Transfer Date	Nov 02, 2011
Transfer Doc	1139/439
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Feb 01, 2019
Property Address	321 E LAKE ST, PETOSKEY, MI 49770-2478
Document Number	1209/636
Book / Page	1209 / 636
Instrument Date	Jan 07, 2019
Instrument	5162552
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8110 PLAINFIELD RD, CINCINNATI, OH 45236-2413

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$790,400 (-2%) Land $25,000 Building $765,400	$1,580,800 (-2%) Land $50,000 Building $1,530,800
2025		$806,500 (+19.87%) Land $15,800 Building $790,700	$1,613,000 (+19.87%) Land $31,600 Building $1,581,400
2024	$29,364.00
2023		$672,800 Land $11,300 Building $661,500	$1,345,600 Land $22,600 Building $1,323,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Petoskey Downtown Historic District (Additional Documentation) listed 1986 · 88 contributing resources · NRIS 86002048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.