313 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 313 E Lake St, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Details	1,908 sqft
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individuals on Record
Last Sale	$60,000 (Jun 1983)
Tax Bill	$2,461 (2024)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-226-013`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-226-013`

Interior

Stories	1 Story
Building Area	1,908 sqft Total Area
1st Floor Area	3,336 sqft

Exterior

Fire Resistance	Wood or Wood & Steel Frame
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	138 ft deep x 12 ft wide

Location & Zoning

Street Address	313 E LAKE ST
City	PETOSKEY
State	MI
Zip	49770-2417
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-2
Legal Description	SHAW & MC MILLAN'S ADDITION W 1/2 OF E 1/2 OF LOT 10 BLK 9 SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	SHAW & MCMILLANS ADD
Legal Block	9
Legal Lot Number	10
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1064
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Petoskey Downtown Historic District (Additional Documentation) listed 1986 · 88 contributing resources · NRIS 86002048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	313 E LAKE ST, PETOSKEY, MI 49770-2417
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2026	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1983 · Amount on Record
Deed Sale	Jun 1, 1983 · Amount on Record
Last Transfer Date	Jan 7, 2026
Transfer Doc	001272/454
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 12, 2026
Property Address	313 E LAKE ST, PETOSKEY, MI 49770-2417
Document Number	001272/453
Book / Page	1272 / 453
Instrument Date	Jan 7, 2026
Instrument	5225504
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E LAKE ST, PETOSKEY, MI 49770-2417

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 12, 2026
Property Address	313 E LAKE ST, PETOSKEY, MI 49770-2417
Document Number	001272/454
Book / Page	1272 / 454
Instrument Date	Jan 7, 2026
Instrument	5225505
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	313 E LAKE ST, PETOSKEY, MI 49770-2417

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,300 (+18.2%) Building $101,300	$202,600 (+18.2%) Building $202,600
2025		$85,700 (+15.97%) Building $85,700	$171,400 (+15.97%) Building $171,400
2024	$2,461.00
2023		$73,900 Building $73,900	$147,800 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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