314 E Lake St, Petoskey, MI 49770 Property Records

Emmet County property record for 314 E Lake St, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Lot Size	0.077 acres (3,379 sqft)
Owner	Company Name on Record
Tax Bill	$7,423 (2024)
Deeds & Mortgages	Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-226-023`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-226-023`

Interior

Building Area	3,966 sqft Building Perimeter

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Fire Resistance	Fireproof Steel Frame
Lot Area	3,379 sqft (0.077 acres)

Location & Zoning

Street Address	314 E LAKE ST
City	PETOSKEY
State	MI
Zip	49770-2418
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-2
Legal Description	SHAW & MC MILLAN'S ADDITION COM. AT NW COR OF LOT 5 BLK 8, TH S 138' TO SW COR OF SD LOT 5, TH E ALG S LN OF SD LOT 26.05', TH N 138' TO N LN OF SD LOT, TH W 24.78' TO POB. SECTION 6, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	SHAW & MCMILLANS ADD
Legal Block	8
Legal Lot Number	5,26
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	2
Census Block	2007
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Petoskey Downtown Historic District (Additional Documentation) listed 1986 · 88 contributing resources · NRIS 86002048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1325 REMINGTON WAY, 2201, NAPLES, FL 34110-0934
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 20, 2023
Transfer Doc	001252/946
Record Updated	Oct 29, 2026

June 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jun 22, 2023
Property Address	314 E LAKE ST, PETOSKEY, MI 49770-2418
Document Number	001252/946
Book / Page	1252 / 946
Instrument Date	Jun 20, 2023
Instrument	5205938
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 E LAKE ST, PETOSKEY, MI 49770-2418

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,600 (+5.87%) Land $234,600	$469,200 (+5.87%) Land $469,200
2025		$221,600 (+18.19%) Land $221,600	$443,200 (+18.19%) Land $443,200
2024	$7,423.00
2023		$187,500 Land $187,500	$375,000 Land $375,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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