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317 E 4th St, Gibson City, IL 60936 Property Records

Ford County property record for 317 E 4th St, Gibson City, IL 60936

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,181 sqft · built 1957
Lot Size0.184 acres (8,000 sqft)
Owner2 Individual Names on File
Last Sale$155,000 (Aug 2022)
Tax Bill$3,728 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-11-11-453-007

Property Details

APN / Parcel Number

Primary APN09-11-11-453-007

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,181 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area8,000 sqft (0.184 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeDetached
Garage Area572 sqft

Location & Zoning

Street Address317 E 4TH ST
CityGIBSON CITY
StateIL
Zip60936-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW 1/4 LOT 3 (B216 P438) LAND CO SUB DIV 80 X 100
Legal Range07E
Legal Township23N
Legal Section11
Legal SubdivisionLAND CO SUB DIV
Legal Lot Number3
JurisdictionFORD IL
Township / Civil DivisionDRUMMER
Census Block Group4
Census Block4019
Census Tract962000

Owner

317 E 4th St is owned and occupied by two individuals who bought it in August 2022.

Source: Ford County records, as of October 16, 2026

Owner of Record2 Individual Names on File
Mailing Address317 E 4TH ST, GIBSON CITY, IL 60936-1605
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2022 · Amount on File
Deed SaleAug 29, 2022 · Amount on File
Prior SaleApr 12, 2016 · Amount on File
Deed Document Number2022279793
Prior Transfer DateJun 7, 2011
Prior Transfer Doc251830
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORD IL
Recording DateAug 29, 2022
Property Address317 E 4TH ST, GIBSON CITY, IL 60936-1605
Document Number0000279793
Instrument DateAug 29, 2022
Instrument279793
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address317 E 4TH ST, GIBSON CITY, IL 60936-1605

Mortgage

Document Number0000279794
DateAug 29, 2022
Instrument279794
Lender
NameCFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2032
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change6.5%
Index1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 317 E 4th St was $3,728 with a homeowner's exemption, up 22.8% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyFord County
County SubdivisionDrummer Township
MunicipalityGibson City
Unified School DistrictGibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,728.00 (+22.75%) Homeowner's exemption$53,850 (+12.12%) Land $6,290 Building $47,560$161,550 (+12.12%) Land $18,870 Building $142,680
2024$3,037.00$48,030 Land $5,610 Building $42,420$144,090 Land $16,830 Building $127,260
2022$2,743.00$39,860 Land $4,650 Building $35,210$119,580 Land $13,950 Building $105,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 317 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 317 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGIBSON CITY
serves 3,500 people · EPA ID IL0530100
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Mediacom Xtream
Cable		1,000 / 50
Nextlink
Fixed Wireless		500 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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