115 E 4th St, Gibson City, IL 60936 Property Records

Ford County property record for 115 E 4th St, Gibson City, IL 60936

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 895 sqft · built 1944
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Oct 2025)
Tax Bill	$2,480 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-11-451-002`

Property Details

APN / Parcel Number

Primary APN	`09-11-11-451-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	895 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	90 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	384 sqft

Location & Zoning

Street Address	115 E 4TH ST
City	GIBSON CITY
State	IL
Zip	60936-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 80' OF LOT 1 & E 80' OF N 40' LOT 2 BLK 31 GUTHRIES ADD 80 X 90
Legal Range	07E
Legal Township	23N
Legal Section	11
Legal Subdivision	GUTHRIES ADD
Legal Block	31
Legal Lot Number	1,2
Jurisdiction	FORD IL
Township / Civil Division	DRUMMER
Census Block Group	3
Census Block	3039
Census Tract	962000

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage LONGVIEW COMMUNITY BANK
Oct 21, 2025	Warranty Deed, Transfer
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 31, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Nov 21, 2023 · Amount on Record
Deed Document Number	2025286815
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Oct 21, 2025
Property Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601
Document Number	0000286815
Instrument Date	Oct 21, 2025
Instrument	286815
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601

Mortgage

Document Number	0000286816
Date	Oct 21, 2025
Instrument	286816

Lender

Name	LONGVIEW COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Oct 21, 2025
Property Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601
Document Number	0000286815
Instrument Date	Oct 21, 2025
Instrument	286815
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Nov 21, 2023
Property Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601
Document Number	0000282392
Instrument Date	Nov 21, 2023
Instrument	282392
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601

Mortgage

Document Number	0000282393
Date	Nov 21, 2023
Instrument	282393

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Aug 31, 2023
Property Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601
Document Number	0000281937
Instrument Date	Aug 29, 2023
Instrument	281937
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 E 4TH ST, GIBSON CITY, IL 60936-1601

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Drummer Township
Municipality	Gibson City
Unified School District	Gibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,480.00 (+264.71%)	$37,820 (+12.09%) Land $5,950 Building $31,870	$113,460 (+12.09%) Land $17,850 Building $95,610
2024	$680.00 (+1.04%) Homeowner's exemption	$33,740 (+20.46%) Land $5,310 Building $28,430	$101,220 (+20.46%) Land $15,930 Building $85,290
2022	$673.00	$28,010 Land $4,410 Building $23,600	$84,030 Land $13,230 Building $70,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CITY serves 3,500 people · EPA ID IL0530100
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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