512 E 4th St, Gibson City, IL 60936 Property Records

Ford County property record for 512 E 4th St, Gibson City, IL 60936

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,514 sqft · built 1907
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Dec 2022)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-11-436-006`

Property Details

APN / Parcel Number

Primary APN	`09-11-11-436-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,514 sqft Living Area
Basement Area	990 sqft
Finished Basement	990 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	352 sqft

Location & Zoning

Street Address	512 E 4TH ST
City	GIBSON CITY
State	IL
Zip	60936-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60' OF LOTS 8 & 9 BLK 15 LAND CO ADD 60 X 100
Legal Range	07E
Legal Township	23N
Legal Section	11
Legal Subdivision	LAND CO ADD
Legal Block	15
Legal Lot Number	8,9
Jurisdiction	FORD IL
Township / Civil Division	DRUMMER
Census Block Group	4
Census Block	4016
Census Tract	962000

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 E 4TH ST, GIBSON CITY, IL 60936-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Oct 8, 2025	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Dec 6, 2022	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Oct 1, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Mar 26, 2014 · Amount on Record
Deed Document Number	2022280402
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	271833
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	512 E 4TH ST, GIBSON CITY, IL 60936-1610
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	ORCHARD STREET SETTLEMENTS LLC, ORCHARD STREET STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E 4TH ST, GIBSON CITY, IL 60936-1610
Investor	Possibly a Property Investor

Mortgage

Document Number	0000286732
Date	Oct 8, 2025
Instrument	286732

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate	6.37%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	512 E 4TH ST, GIBSON CITY, IL 60936-1610
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000286732
Date	Oct 8, 2025
Instrument	286732

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Dec 6, 2022
Property Address	512 E 4TH ST, GIBSON CITY, IL 60936-1610
Document Number	0000280402
Instrument Date	Dec 6, 2022
Instrument	280402
Transaction Type	Transfer
Record Updated	Feb 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E 4TH ST, GIBSON CITY, IL 60936-1610

Mortgage

Document Number	0000280403
Date	Dec 6, 2022
Instrument	280403

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORD IL
Recording Date	Oct 1, 2019
Property Address	512 E 4TH ST, GIBSON CITY, IL 60936-1610
Document Number	271833
Map Reference	BK 55 PG 267
Instrument Date	Sep 12, 2019
Instrument	271833
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E 4TH ST, GIBSON CITY, IL 60936-1610

Mortgage

Document Number	271834
Date	Oct 1, 2019
Instrument	271834

Lender

Name	LOANDEPOT COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Drummer Township
Municipality	Gibson City
Unified School District	Gibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (+24.86%) Homeowner's exemption	$37,000 (+12.12%) Land $4,700 Building $32,300	$111,000 (+12.12%) Land $14,100 Building $96,900
2024	$1,935.00 (+11.14%)	$33,000 (+20.44%) Land $4,190 Building $28,810	$99,000 (+20.44%) Land $12,570 Building $86,430
2022	$1,741.00	$27,400 Land $3,480 Building $23,920	$82,200 Land $10,440 Building $71,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CITY serves 3,500 people · EPA ID IL0530100
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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