404 E 4th St, Gibson City, IL 60936 Property Records

Ford County property record for 404 E 4th St, Gibson City, IL 60936

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,174 sqft · built 1952
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Feb 2020)
Tax Bill	$1,489 (2025)
Deeds & Mortgages	Jun 2020 Transfer Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-11-11-435-007`

Property Details

APN / Parcel Number

Primary APN	`09-11-11-435-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	50 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	746 sqft

Location & Zoning

Street Address	404 E 4TH ST
City	GIBSON CITY
State	IL
Zip	60936-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 110' LOT 8 BLK 14 LAND CO ADD 110 X 50
Legal Range	07E
Legal Township	23N
Legal Section	11
Legal Subdivision	LAND CO ADD
Legal Block	14
Legal Lot Number	8
Jurisdiction	FORD IL
Township / Civil Division	DRUMMER
Census Block Group	4
Census Block	4017
Census Tract	962000

Owner

404 E 4th St is owned and occupied by an individual who acquired it in April 2020.

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	404 E 4TH ST, GIBSON CITY, IL 60936-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Intrafamily Transfer, Transfer
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on File
Deed Sale	Feb 18, 2020 · Amount on File
Prior Sale	Jul 1, 2011
Deed Document Number	2020272637
Last Transfer Date	Apr 5, 2020
Transfer Doc	273430
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FORD IL
Recording Date	Jun 8, 2020
Property Address	404 E 4TH ST, GIBSON CITY, IL 60936-1608
Document Number	273430
Instrument Date	Apr 5, 2020
Instrument	273430
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Feb 18, 2020
Property Address	404 E 4TH ST, GIBSON CITY, IL 60936-1608
Document Number	272637
Instrument Date	Feb 14, 2020
Instrument	272637
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E 4TH ST, GIBSON CITY, IL 60936-1608

Mortgage

Document Number	272638
Date	Feb 18, 2020
Instrument	272638

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 404 E 4th St was $1,489 with a homeowner's exemption, down 5.9% from the year before.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Drummer Township
Municipality	Gibson City
Unified School District	Gibson City-Melvin-Sibley Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,489.00 (-5.94%) Homeowner's exemption	$42,290 (+12.09%) Land $4,110 Building $38,180	$126,870 (+12.09%) Land $12,330 Building $114,540
2024	$1,583.00	$37,730 Land $3,670 Building $34,060	$113,190 Land $11,010 Building $102,180
2022	$1,546.00	$31,320 Land $3,050 Building $28,270	$93,960 Land $9,150 Building $84,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 404 E 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 404 E 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIBSON CITY serves 3,500 people · EPA ID IL0530100
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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