249 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 249 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	1,284 sqft Living Area
Lot Size	6,098 sqft (0.139 acres)
Occupancy	Owner Occupied
Last Sale	$99,900 (2018)
Tax Bill	$2,349.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-074-101-022`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,284 sqft Living Area
1st Floor	748 sqft 1st Floor
2nd Floor	527 sqft 2nd Floor
Attic Area	3 sqft Attic
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	6,098 sqft (0.139 acres)
Depth X Width	270 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	480 sqft Garage

Exterior Amenities

Deck Area	30 sqft Deck
Patio Area	100 sqft Patio
Porch	Open Porch
Porch Area	210 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	249 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6449
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	EASTERN HTS SUB 5 50 X 999.6
Legal Subdivision	EASTERN HEIGHTS SUB
Legal Tract	25
Legal Block	101
Legal Lot Number	1251
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1000
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-074-101-022

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	249 CAMBRIDGE AVE, ELYRIA, OH 44035-6449
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Doc Number	2018003619
Record Refreshed	Jun 08, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 29, 2018
Property Address	249 CAMBRIDGE AVE, ELYRIA, OH 44035-6449
Document Number	0000678186
Instrument Date	Jun 28, 2018
Instrument	678186
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$399.60
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 CAMBRIDGE AVE ELYRIA OH 440356449, ELYRIA, OH 44035-6449

Mortgage

Document Number	678187
Date	Jun 29, 2018
Instrument	678187

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,349.00	$49,890 (-0.01%) Land $7,790 Building $42,100	$142,550 (-) Land $22,260 Building $120,290
2024	$2,349.00 (+14.14%)	$49,893 (+32.11%) Land $7,791 Building $42,102	$142,550 (+32.11%) Land $22,260 Building $120,290
2023	$2,058.00 (+0.39%)	$37,765 (-0.01%) Land $7,980 Building $29,785	$107,900 (-) Land $22,800 Building $85,100
2022	$2,050.00	$37,770 Land $7,980 Building $29,790
2021			$107,900 Land $22,800 Building $85,100

Flood & Wildfire

249 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.