Okaloosa County property record for 317 Biscayne Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1975 |
| Lot Size | 0.267 acres (11,618 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Feb 2017) |
| Tax Bill | $2,033 (2025) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-4210-0 |
| Primary APN | C56-000-595-4210-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| Gross Area | 2,655 sqft |
| 1st Floor Area | 1,692 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,618 sqft (0.267 acres) |
| Lot Width | 82 ft Width |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Florida Room |
| Porch Area | 325 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 317 BISCAYNE LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE NICEVILLE PINES LOT 12 BLK 2 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | THE NICEVILLE PINES |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21102 |
317 Biscayne Ln is owned and occupied by two individuals who bought it in February 2017.
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2410 TAYLORS CHAPEL RD, DUNN, NC 28334-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on File |
| Deed Sale | Feb 28, 2017 · Amount on File |
| Prior Sale | Dec 16, 2014 · Amount on File |
| Deed Document Number | 20173120144 |
| Deed Book / Page | 3289 / 235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 317 BISCAYNE LN, NICEVILLE, FL 32578-3231 |
| Document Number | 0032890235 |
| Book / Page | 003289 / 000235 |
| Instrument Date | Feb 16, 2017 |
| Instrument | 3120144 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 317 BISCAYNE LN NICEVILLE FL 325783231, NICEVILLE, FL 32578-3231 |
| Document Number | 32890237 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 003289/000237 |
| Instrument | 3120145 |
| Name | MORTGAGE ONE/SOUTH |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2047 |
The 2025 property tax bill for 317 Biscayne Ln was $2,033 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,033.00 Homeowner's exemption | $188,779 | $301,216 Land $77,344 Building $223,872 |
| 2023 | $1,844.00 (+5.13%) Homeowner's exemption | $178,116 (+3%) | $291,609 (+6.77%) Land $65,283 Building $226,326 |
| 2022 | $1,754.00 Homeowner's exemption | $172,928 | $273,111 Land $62,175 Building $210,936 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 317 Biscayne Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1994–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 317 Biscayne Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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