Okaloosa County property record for 320 Biscayne Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,874 sqft · built 1975 |
| Lot Size | 0.284 acres (12,364 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-4226-6 |
| Primary APN | C56-000-595-4226-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,918 sqft |
| 1st Floor Area | 1,874 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 12,364 sqft (0.284 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Porch | Florida Room |
| Porch Area | 544 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 320 BISCAYNE LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE NICEVILLE PINES LOT 11 BLK 3 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | THE NICEVILLE PINES |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 21102 |
320 Biscayne Ln is owner-occupied and held in a trust since June 2023.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 320 BISCAYNE LN, NICEVILLE, FL 32578-3232 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 15, 2023 |
| Transfer Doc | 0036810165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 26, 2023 |
| Property Address | 320 BISCAYNE LN, NICEVILLE, FL 32578-3232 |
| Document Number | 0036810165 |
| Book / Page | 3681 / 165 |
| Map Reference | MB 5 PG 69 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 3631900 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 BISCAYNE LN, NICEVILLE, FL 32578-3232 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 320 BISCAYNE LN, NICEVILLE, FL 32578-3232 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $187,836 | $336,422 Land $77,344 Building $259,078 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $177,225 (+3%) | $330,021 (+6.4%) Land $65,283 Building $264,738 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $172,063 | $310,184 Land $62,175 Building $248,009 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Biscayne Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1994–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Biscayne Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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