Okaloosa County property record for 321 Biscayne Ln, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,743 sqft · built 1975 |
| Lot Size | 0.33 acres (14,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $391,000 (Apr 2022) |
| Tax Bill | $4,378 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-595-4212-6 |
| Primary APN | C56-000-595-4212-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,743 sqft Living Area |
| Gross Area | 2,596 sqft |
| 1st Floor Area | 1,743 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 14,392 sqft (0.33 acres) |
| Lot Width | 86 ft Width |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 55 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 321 BISCAYNE LN |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE NICEVILLE PINES LOT 14 BLK 2 |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | THE NICEVILLE PINES |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 21102 |
321 Biscayne Ln is owned by an individual who bought it in April 2022.
Source: Okaloosa County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 SILVER TAIL LN SW, HUNTSVILLE, AL 35824-1345 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on File |
| Deed Sale | Apr 8, 2022 · Amount on File |
| Prior Sale | Aug 11, 2014 · Amount on File |
| Deed Document Number | 20223541065 |
| Deed Book / Page | 3615 / 1373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 8, 2022 |
| Property Address | 321 BISCAYNE LN, NICEVILLE, FL 32578-3231 |
| Document Number | 0036151373 |
| Book / Page | 3615 / 1373 |
| Map Reference | MB 5 PG 69 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 3541065 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TTL CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4609 TRACE WAY AVE NW, 4609, ALBUQUERQUE, NM 87120-2535 |
| Name | Verified Name |
|---|---|
| Address | 321 BISCAYNE LN, NICEVILLE, FL 32578-3231 |
| Document Number | 0036151375 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 3615/1375 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 321 Biscayne Ln was $4,378.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,378.00 | $318,906 Land $85,078 Building $233,828 | $318,906 Land $85,078 Building $233,828 |
| 2023 | $4,119.00 (+154.73%) | $309,028 (+90.12%) Land $71,812 Building $237,216 | $309,028 (+6.76%) Land $71,812 Building $237,216 |
| 2022 | $1,617.00 Homeowner's exemption | $162,546 | $289,448 Land $68,392 Building $221,056 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Biscayne Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 3 (1994–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Biscayne Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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