3241 Garcon Point Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 3241 Garcon Point Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,363 sqft · built 1994
Lot Size	0.948 acres (41,295 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (May 2023)
Tax Bill	$2,663 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-1N-28-0000-00205-0000`

Property Details

APN / Parcel Number

Primary APN	`34-1N-28-0000-00205-0000`
Alternative APN	`N281340000002050000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,363 sqft Living Area
Gross Area	2,791 sqft
1st Floor Area	2,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	41,295 sqft (0.948 acres)
Lot Dimensions	286 ft deep x 120 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	428 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3241 GARCON POINT RD
City	MILTON
State	FL
Zip	32583-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL 1: COM SW CORN TH N 682.05 FT TH N 89* E 1382.14 FT TO POB TH N 13* E 1 89.09 FT TH S 76* E 281.86 FT TO WLY R/ W OF STATE RD #191 TH S 13* W 120 FT TH S 89* W 290.20 FT TO POB AS DES IN OR 4399 PG 19 28
Legal Range	28W
Legal Township	1N
Legal Section	34
Jurisdiction	SANTA ROSA FL
Township / Civil Division	BAGDAD
Census Block Group	1
Census Block	1021
Census Tract	10710

Owner

3241 Garcon Point Rd is owned and occupied by two individuals who bought it in May 2023.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3241 GARCON POINT RD, MILTON, FL 32583-3310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Dec 27, 2021 · Amount on File
Deed Document Number	202323743
Deed Book / Page	4399 / 1928
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 30, 2023
Property Address	3241 GARCON POINT RD, MILTON, FL 32583-3310
Document Number	0043991928
Book / Page	4399 / 1928
Instrument Date	May 26, 2023
Instrument	202323743
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	PURE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 SHADOW CT, CLOVIS, NM 88101-8930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3241 GARCON POINT RD, MILTON, FL 32583-3310

Mortgage

Document Number	0043991930
Date	May 30, 2023
Instrument	4399/1930

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 27, 2021
Property Address	3241 GARCON POINT RD, MILTON, FL 32583-3310
Document Number	0042251747
Book / Page	4225 / 1747
Map Reference	MB 1444 PG 1205
Instrument Date	Dec 27, 2021
Instrument	202185209
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	EMERALD COAST TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5623 BURR ST, 5623, MILTON, FL 32570-2062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3241 GARCON POINT RD, MILTON, FL 32583-3310
Investor	Possibly a Property Investor

Mortgage

Document Number	0042251749
Date	Dec 27, 2021
Instrument	4225/1749

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,243 (+6.63%) Land $12,000 Building $222,243	$234,243 (+6.63%) Land $12,000 Building $222,243
2024	$2,663.00 (+1.14%)	$219,675 (+2.92%) Land $12,000 Building $207,675	$219,675 (+2.92%) Land $12,000 Building $207,675
2023	$2,633.00 (-0.04%) Homeowner's exemption	$213,446 (+0.98%) Land $8,000 Building $205,446	$213,446 (+0.98%) Land $8,000 Building $205,446
2022	$2,634.00 Homeowner's exemption	$211,366	$211,366 Land $8,000 Building $203,366

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3241 Garcon Point Rd in Zone X, an area of minimal flood risk, though there have been 153 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 469 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	469 in force
Nearby Flood Claims	153 (2004–2022)
Claims Outside the SFHA	14 of 153
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 117 claims Hurricane Frances, Sep 2004 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3241 Garcon Point Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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