3165 Bermuda Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 3165 Bermuda Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,778 sqft · built 2006
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Trust Names on File
Last Sale	$1,900,000 (May 2026)
Tax Bill	$8,306 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`139-132-15`

Property Details

APN / Parcel Number

Primary APN	`139-132-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Gravel
Lot Area	8,280 sqft (0.19 acres)
Garage Area	671 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3165 BERMUDA DR
City	COSTA MESA
State	CA
Zip	92626-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 3115 BLK LOT 32
Legal Subdivision	TRACT NO 3115
Legal Tract	3115
Legal Lot Number	32
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2003
Census Tract	63806

Owner

3165 Bermuda Dr is owner-occupied and held in a trust since May 2026.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITY WEST INC
Jan 22, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 24, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Oct 22, 2001 · Amount on File
Deed Document Number	2026135660
Prior Transfer Date	Sep 11, 1997
Prior Transfer Doc	0000459644
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 11, 2026
Property Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000135660
Instrument Date	Mar 30, 2026
Instrument	2026135660
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211,090.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303

Mortgage

Document Number	0000135661,
Date	May 11, 2026
Instrument	2026135661

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051652
Date	Feb 20, 2019
Instrument	2019000051652

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000490252
Date	Nov 25, 2019
Instrument	2019000490252

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 20, 2021
Property Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000038858
Map Reference	MB 109 PG 41-46
Instrument Date	Jan 2, 2021
Instrument	2021000038858
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATL TTL ORANGE CNT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303

Mortgage

Document Number	0000038859
Date	Jan 20, 2021
Instrument	2021000038859

Lender

Name	UNITY WEST INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 22, 2021
Property Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000044695
Instrument Date	Jan 2, 2021
Instrument	44695
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3165 BERMUDA DR COSTA MESA CA 926262303, COSTA MESA, CA 92626-2303

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2018
Property Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000238341
Instrument Date	Jun 25, 2018
Instrument	238341
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3165 BERMUDA DR COSTA MESA CA 926262303, COSTA MESA, CA 92626-2303

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 24, 2018
Property Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000145947
Map Reference	MB109 PG41-46
Instrument Date	Apr 12, 2018
Instrument	2018000145947
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	TSI TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3165 BERMUDA DR, COSTA MESA, CA 92626-2303

Mortgage

Document Number	0000145948
Date	Apr 24, 2018
Instrument	2018000145948

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3165 Bermuda Dr was $8,306, up 2.3% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,960 (+2%) Land $540,507 Building $169,453
2025	$8,306.00 (+2.33%) Homeowner's exemption	$696,040 Land $529,909 Building $166,131
2024	$8,117.00 (+3.31%)
2023	$7,857.00 (+3.16%) Homeowner's exemption	$669,013 Land $509,332 Building $159,681
2022	$7,616.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3165 Bermuda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3165 Bermuda Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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