3156 Bermuda Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 3156 Bermuda Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,706 sqft · built 2019
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Sep 2017)
Tax Bill	$12,802 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`139-133-05`

Property Details

APN / Parcel Number

Primary APN	`139-133-05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,706 sqft Living Area
Gross Area	2,334 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,900 sqft (0.227 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3156 BERMUDA DR
City	COSTA MESA
State	CA
Zip	92626-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3115 BLK LOT 37
Legal Subdivision	TRACT NO 3115
Legal Tract	3115
Legal Lot Number	37
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2004
Census Tract	63806

Owner

3156 Bermuda Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3156 BERMUDA DR, COSTA MESA, CA 92626-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 16, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 15, 2017	Grant Deed, Transfer · Conventional Mortgage AVEX FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Deed Document Number	2017393175
Prior Transfer Date	Jul 11, 2014
Prior Transfer Doc	0000431038
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3156 BERMUDA DR, COSTA MESA, CA 92626-2304
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3156 BERMUDA DR, COSTA MESA, CA 92626-2304

Mortgage

Document Number	0000475333
Date	Jul 27, 2021
Instrument	2021000475333

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3156 BERMUDA DR, COSTA MESA, CA 92626-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019669
Date	Jan 16, 2020
Instrument	2020000019669

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 15, 2017
Property Address	3156 BERMUDA DR, COSTA MESA, CA 92626-2304
Document Number	0000393175
Map Reference	MB109 PG41-46
Instrument Date	Aug 15, 2017
Instrument	2017000393175
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3156 BERMUDA DR, COSTA MESA, CA 92626-2304

Mortgage

Document Number	0000393176
Date	Sep 15, 2017
Instrument	2017000393176

Lender

Name	AVEX FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3156 Bermuda Dr was $12,802 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,147,657 (+2%) Land $752,288 Building $395,369
2025	$12,802.00 Homeowner's exemption	$1,125,154 Land $737,537 Building $387,617
2023	$12,181.00 (+1.98%) Homeowner's exemption	$1,081,464 Land $708,898 Building $372,566
2022	$11,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3156 Bermuda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3156 Bermuda Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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