3157 Bermuda Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 3157 Bermuda Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1958
Lot Size	0.183 acres (7,957 sqft)
Owner	2 Individual Names on File
Last Sale	$708,000 (May 2018)
Tax Bill	$10,609 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`139-132-13`

Property Details

APN / Parcel Number

Primary APN	`139-132-13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,957 sqft (0.183 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3157 BERMUDA DR
City	COSTA MESA
State	CA
Zip	92626-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3115 BLK LOT 30
Legal Subdivision	A B CHAPMAN
Legal Tract	3115
Legal Block	G
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2003
Census Tract	63806

Owner

3157 Bermuda Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Mar 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 11, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
May 11, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
May 11, 2018	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2018 · Amount on File
Deed Sale	May 11, 2018 · Amount on File
Deed Document Number	2018172821
Prior Transfer Date	Oct 26, 1993
Prior Transfer Doc	0000884055
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303

Mortgage

Document Number	0000199666
Date	Jun 1, 2022
Instrument	2022000199666

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 5, 2021
Property Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000157589
Map Reference	MB 109 PG 41-46
Instrument Date	Feb 25, 2021
Instrument	2021000157589
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	PACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303

Mortgage

Document Number	0000157590
Date	Mar 5, 2021
Instrument	2021000157590

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023238
Date	Jan 24, 2019
Instrument	2019000023238

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 11, 2018
Property Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000172822
Instrument Date	May 3, 2018
Instrument	172822
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3157 BERMUDA DR COSTA MESA CA 926262303, COSTA MESA, CA 92626-2303

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 11, 2018
Property Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000172823
Instrument Date	May 3, 2018
Instrument	172823
Transaction Type	Transfer
Record Updated	May 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7419 FIRE OAK DR HIGHLAND CA 923465800, HIGHLAND, CA 92346-5800

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 11, 2018
Property Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303
Document Number	0000172821
Map Reference	MB109 PG41-46
Instrument Date	Apr 27, 2018
Instrument	2018000172821
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3157 BERMUDA DR, COSTA MESA, CA 92626-2303
Investor	Possibly a Property Investor

Mortgage

Document Number	0000172824
Date	May 11, 2018
Instrument	2018000172824

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3157 Bermuda Dr was $10,609.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$927,003 (+2%) Land $840,465 Building $86,538
2025	$10,609.00	$908,827 Land $823,985 Building $84,842
2023	$10,075.00 (+2.83%)	$873,537 Land $791,988 Building $81,549
2022	$9,798.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3157 Bermuda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3157 Bermuda Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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