3164 Bermuda Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 3164 Bermuda Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,066 sqft · built 1958
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$197,500 (Feb 1996)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`139-133-03`

Property Details

APN / Parcel Number

Primary APN	`139-133-03`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
1st Floor Area	2,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	7,200 sqft (0.165 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3164 BERMUDA DR
City	COSTA MESA
State	CA
Zip	92626-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3115 BLK LOT 35
Legal Subdivision	2353
Legal Tract	3115
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2004
Census Tract	63806

Owner

3164 Bermuda Dr is owned and occupied by an individual who acquired it in September 2014.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3164 BERMUDA DR, COSTA MESA, CA 92626-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 1996 · Amount on File
Deed Sale	Feb 2, 1996 · Amount on File
Deed Document Number	199651730
Last Transfer Date	Sep 5, 2014
Transfer Doc	0000433942
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3164 BERMUDA DR, COSTA MESA, CA 92626-2304
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 BERMUDA DR, COSTA MESA, CA 92626-2304

Mortgage

Document Number	0000276486
Date	Apr 26, 2021
Instrument	2021000276486

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3164 BERMUDA DR, COSTA MESA, CA 92626-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 BERMUDA DR, COSTA MESA, CA 92626-2304

Mortgage

Document Number	0000036924
Date	Jan 19, 2021
Instrument	2021000036924

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3164 Bermuda Dr was $4,678.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$349,616 (+2%) Land $238,638 Building $110,978
2025	$4,678.00	$342,761 Land $233,959 Building $108,802
2023	$4,371.00 (+4.37%)	$329,452 Land $224,874 Building $104,578
2022	$4,188.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3164 Bermuda Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3164 Bermuda Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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