3164 McLain Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3164 McLain Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1970
Lot Size	5.35 acres (233,046 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2018)
Tax Bill	$2,081 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-033-4020-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-033-4020-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	233,046 sqft (5.35 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3164 MCLAIN RD
City	CLYDE
State	MI
Zip	48049-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	S 401.75' OF N 569.25' OF W 1/2 OF W 1/2 OF SW 1/4 EXC N 100' OF W 283' THEREOF SECTION 33 T7N R16E 5.35A
Legal Range	16E
Legal Township	07N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1029
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3164 MCLAIN RD, CLYDE, MI 48049-4208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
May 14, 2019	Warranty Deed, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
Aug 13, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	201818141
Deed Book / Page	4976 / 901
Last Transfer Date	Aug 29, 2024
Transfer Doc	0000574168
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3164 MCLAIN RD, CLYDE, MI 48049-4208
Document Number	0051980059
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3164 MCLAIN RD CLYDE MI 480494208, CLYDE, MI 48049-4208

Mortgage

Document Number	0051980059
Date	Jun 10, 2020
Book Page	005198/000059

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

May 2019: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 14, 2019
Property Address	3164 MCLAIN RD, CLYDE, MI 48049-4208
Document Number	0050560203
Book / Page	005056 / 000203
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3164 MCLAIN RD CLYDE MI 480494208, CLYDE, MI 48049-4208

Mortgage

Document Number	50560812
Date	May 14, 2019
Book Page	005056/000812

Lender

Name	AMERIFIRST FIN'L CORP
Address	KALAMAZOO, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 13, 2018
Property Address	3164 MCLAIN RD, CLYDE, MI 48049-4208
Document Number	0004976901
Book / Page	4976 / 901
Instrument Date	Jul 13, 2018
Instrument	2018018141
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 MCLAIN RD, CLYDE, MI 48049-4208

Mortgage

Document Number	2018018142
Date	Aug 13, 2018
Instrument	2018018142

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,500 (+4.91%)	$201,000 (+4.91%)
2025	$2,081.00 (+3.02%) Homeowner's exemption	$95,800 (+16.4%)
2024	$2,020.00 (+12.04%)		$191,600 (+16.4%)
2023		$82,300
2022	$1,803.00		$164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber.

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