3215 McLain Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3215 McLain Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,520 sqft · built 1969
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$40,299 (Oct 2013)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-032-2008-100`

Property Details

APN / Parcel Number

Primary APN	`74-15-032-2008-100`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	2,520 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	217,800 sqft (5 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3215 MCLAIN RD
City	CLYDE
State	MI
Zip	48049-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	S 330' OF E 1/2 OF SE 1/4 OF NE 1/4 SEC 32 T7N R16E 5 A
Legal Range	16E
Legal Township	07N
Legal Section	32
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1021
Census Tract	633200

Owner

3215 McLain Rd is owned and occupied by an individual who acquired it in April 2015.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3215 MCLAIN RD, CLYDE, MI 48049-4209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit ADVIA CU
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit ADVIA CU
May 18, 2017	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2013 · Amount on File
Deed Sale	Oct 4, 2013 · Amount on File
Prior Sale	Apr 4, 2012 · Amount on File
Deed Document Number	201327967
Deed Book / Page	4449 / 79
Last Transfer Date	Apr 24, 2015
Transfer Doc	004605/902
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3215 MCLAIN RD, CLYDE, MI 48049-4209
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 MCLAIN RD, CLYDE, MI 48049-4209

Mortgage

Document Number	0005665216
Date	Oct 23, 2023
Book Page	5665/216
Instrument	2023018896

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 22, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3215 MCLAIN RD, CLYDE, MI 48049-4209
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 MCLAIN RD, CLYDE, MI 48049-4209

Mortgage

Document Number	0005521992
Date	May 16, 2022
Book Page	5521/992
Instrument	2022012139

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3215 MCLAIN RD, CLYDE, MI 48049-4209
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 MCLAIN RD, CLYDE, MI 48049-4209

Mortgage

Document Number	54387
Date	Oct 22, 2021
Book Page	5438/7
Instrument	2021029793

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 21, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3215 MCLAIN RD, CLYDE, MI 48049-4209
Document Number	0048350708
Book / Page	004835 / 000708
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3215 MCLAIN RD CLYDE MI 480494209, CLYDE, MI 48049-4209

Mortgage

Document Number	0048350708
Date	May 31, 2017
Book Page	004835/000708

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3215 McLain Rd was $2,482 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,900 (+4.23%)	$275,800
2025	$2,482.00 (+3.03%) Homeowner's exemption	$132,300
2024	$2,409.00		$264,600
2023		$117,200
2022	$2,151.00		$234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3215 McLain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3215 McLain Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber, Verizon.

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