3148 McLain Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3148 McLain Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,716 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$267,000 (Jul 2022)
Tax Bill	$3,202 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-033-4019-100`

Property Details

APN / Parcel Number

Primary APN	`74-15-033-4019-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	217,800 sqft (5 acres)
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3148 MCLAIN RD
City	CLYDE
State	MI
Zip	48049-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BEG S 569.25' FROM W 1/4 COR, TH N 89D 33M E 651.20', TH S 0D 7M 16S E 334.75', TH S 89D 33M W 651.91', TH N 334.75' TO BEG.
Legal Range	16E
Legal Township	07N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1029
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3148 MCLAIN RD, CLYDE, MI 48049-4208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 24, 2021	Deed of Trust, Mortgage HEMANA PRIVATE LENDING LLC
Mar 11, 2021	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	202216990
Deed Book / Page	5542 / 755
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 18, 2022
Property Address	3148 MCLAIN RD, CLYDE, MI 48049-4208
Document Number	0005542755
Book / Page	5542 / 755
Instrument Date	May 26, 2022
Instrument	2022016990
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3148 MCLAIN RD, 3148, CLYDE, MI 48049-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3148 MCLAIN RD, CLYDE, MI 48049-4208

Mortgage

Document Number	0005538677
Date	Jul 1, 2022
Book Page	5538/677
Instrument	2022016053

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3148 MCLAIN RD, CLYDE, MI 48049-4208
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35627 GRAYFIELD DR, STERLING HEIGHTS, MI 48312-4431

Mortgage

Document Number	0053230316
Date	Feb 24, 2021
Book Page	5323/316
Instrument	2021005351

Lender

Name	HEMANA PRIVATE LENDING LLC
Type	Non-Lending Institution
Address	UTICA, MI 48317

Agreement

Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 11, 2021
Property Address	3148 MCLAIN RD, CLYDE, MI 48049-4208
Document Number	0005333452
Book / Page	5333 / 452
Instrument Date	Feb 8, 2021
Instrument	2021007231
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,882.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3148 MCLAIN RD, 3148, CLYDE, MI 48049-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35627 GRAYFIELD DR, STERLING HEIGHTS, MI 48312-4431

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,400 (+4.22%)	$266,800 (+4.22%)
2025	$3,202.00 (+3.02%) Homeowner's exemption	$128,000 (+12.38%)
2024	$3,108.00 (+19.58%)		$256,000 (+12.38%)
2023		$113,900
2022	$2,599.00		$227,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber.

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