3140 McLain Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3140 McLain Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 2004
Lot Size	2.44 acres (106,286 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Sep 2017)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-033-4019-020`

Property Details

APN / Parcel Number

Primary APN	`74-15-033-4019-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	106,286 sqft (2.44 acres)
Lot Dimensions	652 ft deep x 163 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3140 MCLAIN RD
City	CLYDE
State	MI
Zip	48049-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BEG N 1411.22' FROM SW SEC COR, TH N 163', TH N 89D 33M 2S E 652.25', TH S 0D 7M 16S E 163', TH S 89D 33M 2S W 652.6' TO BEG
Legal Range	16E
Legal Township	07N
Legal Section	33
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	1
Census Block	1029
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3140 MCLAIN RD, CLYDE, MI 48049-4208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Sep 8, 2017	Warranty Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Prior Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	201721487
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3140 MCLAIN RD, CLYDE, MI 48049-4208
Document Number	0051650221
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3140 MCLAIN RD CLYDE MI 480494208, CLYDE, MI 48049-4208

Mortgage

Document Number	0051650221
Date	Mar 18, 2020
Book Page	005165/000221

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 8, 2017
Property Address	3140 MCLAIN RD, CLYDE, MI 48049-4208
Document Number	0048660784
Book / Page	004866 / 000784
Instrument Date	Aug 30, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14914 JENNY DR WARREN MI 480886256, WARREN, MI 48088-6256

Mortgage

Document Number	48660786
Date	Sep 8, 2017
Book Page	004866/000786

Lender

Name	OTHER INSTITUTIONAL LENDERS
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,500 (+6.73%)	$371,000 (+6.73%)
2025	$2,939.00 (+3.05%) Homeowner's exemption	$173,800 (+19.53%)
2024	$2,852.00 (+11.97%)		$347,600 (+19.53%)
2023		$145,400
2022	$2,547.00		$290,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber.

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