Gaston County property record for 3160 River Trce, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,220 sqft · built 1993 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Apr 2014) |
| Tax Bill | $3,273 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10078B03000 |
| Primary APN | 10078B03000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,220 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Porch |
| Porch Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3160 RIVER TRCE |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIVERWOOD PLANTATION BLK B L 9 10 078B 030 00 000 |
| Legal Subdivision | NIVER WOOD PLANTATION PATIO HOMES |
| Legal Block | B |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 33202 |
3160 River Trce is owned and occupied by two individuals who bought it in April 2014.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3160 RIVER TRCE, GASTONIA, NC 28056-7918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2014 · Amount on File |
| Deed Sale | Apr 30, 2014 · Amount on File |
| Prior Sale | Feb 2, 1998 · Amount on File |
| Deed Book / Page | 4727 / 2186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 3160 RIVER TRCE, GASTONIA, NC 28056-7918 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0051842047 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 5184/2047 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 3160 RIVER TRCE, GASTONIA, NC 28056-7918 |
| Document Number | 0051842029 |
| Instrument Date | Dec 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1932 ECHO LN GASTONIA NC 280527605, GASTONIA, NC 28052-7605 |
| Document Number | 0051842029 |
|---|---|
| Date | Dec 21, 2020 |
| Book Page | 005184/002029 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2050 |
The 2026 property tax bill for 3160 River Trce was $3,273.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,273.00 | $306,190 Land $28,000 Building $278,190 | |
| 2023 | $3,306.00 | $306,190 Land $28,000 Building $278,190 | |
| 2021 | $161,270 Land $22,500 Building $138,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3160 River Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3160 River Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORESTBROOK S/D private · serves 216 people · EPA ID NC0136205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | TWO RIVERS UTILITIES |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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