3152 River Trce, Gastonia, NC 28056 Property Records

Gaston County property record for 3152 River Trce, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,257 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$117,500 (Dec 1999)
Tax Bill	$1,510 (2026)
Deeds & Mortgages	Jul 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144022`

Property Details

APN / Parcel Number

Primary APN	`144022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,257 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3152 RIVER TRCE
City	GASTONIA
State	NC
Zip	28056-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RIVERWOOD PLANTATION BLK B L 8 10 078B 031 00 000
Legal Subdivision	RIVERWOOD PLANTATION
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	2
Census Block	2007
Census Tract	33202

Owner

Source: Gaston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3152 RIVER TRCE, GASTONIA, NC 28056-7918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 1999 · Amount on Record
Deed Sale	Dec 17, 1999 · Amount on Record
Deed Book / Page	3027 / 197
Last Transfer Date	Jul 18, 2002
Transfer Doc	3493000199
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	3152 RIVER TRCE, GASTONIA, NC 28056-7918
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 RIVER TRCE, GASTONIA, NC 28056-7918

Mortgage

Document Number	0053542442
Date	Jul 29, 2022
Book Page	5354/2442

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	EDMOND, OK 73013

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	867 Months
Due	Oct 20, 2094

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,510.00 (-24.88%)	$279,880 (-) Land $28,000 Building $251,880
2025	$2,010.00 (-20.74%)	$279,880 (-) Land $28,000 Building $251,880
2023	$2,536.00	$279,880 Land $28,000 Building $251,880
2021			$149,610 Land $22,500 Building $127,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORESTBROOK S/D private · serves 216 people · EPA ID NC0136205
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	TWO RIVERS UTILITIES
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20