3147 River Trce, Gastonia, NC 28056 Property Records

Gaston County property record for 3147 River Trce, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,256 sqft · built 1994
Lot Size0.17 acres (7,405 sqft)
Owner2 Company Names on Record
Last Sale$225,000 (May 2021)
Tax Bill$1,638 (2026)
Deeds & MortgagesApr 2026 Sale
Feb 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN10078B02600

Property Details

APN / Parcel Number

Primary APN10078B02600
Alternative APN
  • 144017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,256 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,405 sqft (0.17 acres)
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3147 RIVER TRCE
CityGASTONIA
StateNC
Zip28056-7919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIVERWOOD PLANTATION BLK B L 13 10 078B 026 00 000
Legal SubdivisionRIVERWOOD PATIO HOMES
Legal BlockB
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group2
Census Block2007
Census Tract33202

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address14004 LUCIA RIVERBEND HWY, MOUNT HOLLY, NC 28120-9742
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 27, 2023Intrafamily Transfer, Transfer
Oct 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 12, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Prior SaleOct 20, 2006 · Amount on Record
Deed Book / Page5226 / 2382
Last Transfer DateFeb 24, 2023
Transfer Doc0053941354
Record UpdatedOct 29, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionGASTON NC
Recording DateApr 2, 2026
Property Address3147 RIVER TRCE, GASTONIA, NC 28056-7919
Document Number5630001205
Book / Page5630 / 1205
Instrument DateApr 2, 2026
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address14004 LUCIA RIVERBEND HWY, MOUNT HOLLY, NC 28120-9742
InvestorPossibly a Property Investor

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGASTON NC
Recording DateFeb 27, 2023
Property Address3147 RIVER TRCE, GASTONIA, NC 28056-7919
Document Number0053941354
Book / Page5394 / 1354
Map ReferenceMB 48 PG 70
Instrument DateFeb 24, 2023
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3147 RIVER TRCE, GASTONIA, NC 28056-7919

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3147 RIVER TRCE, GASTONIA, NC 28056-7919

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address3147 RIVER TRCE, GASTONIA, NC 28056-7919
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052750606
DateOct 12, 2021
Book Page5275/606
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 12, 2021
Property Address3147 RIVER TRCE, GASTONIA, NC 28056-7919
Document Number0052262382
Book / Page5226 / 2382
Map ReferenceMB 48 PG 70
Instrument DateMay 12, 2021
Transaction TypeTransfer
Record UpdatedJul 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3147 RIVER TRCE, GASTONIA, NC 28056-7919

Mortgage

Document Number52262384
DateMay 12, 2021
Instrument5226/2384
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,638.00 (-50.02%)$306,580 (-) Land $28,000 Building $278,580
2025$3,277.00 (-1.03%)$306,580 (-) Land $28,000 Building $278,580
2023$3,311.00$306,580 Land $28,000 Building $278,580
2021$160,370 Land $22,500 Building $137,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORESTBROOK S/D
private · serves 216 people · EPA ID NC0136205
Water SourceGroundwater
Last State InspectionSep 2025
Also Mapped HereTWO RIVERS UTILITIES
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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