Gaston County property record for 3155 River Trce, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1993 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,000 (Nov 2013) |
| Tax Bill | $3,348 (2026) |
| Deeds & Mortgages | Jun 2021 Reverse Mortgage Jun 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10078B02700 |
| Primary APN | 10078B02700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Construction Type | Mixed |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Porch |
| Porch Area | 175 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3155 RIVER TRCE |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RIVERWOOD PLANTATION BLK B L 12 10 078B 027 00 000 |
| Legal Subdivision | RIVERWOOD PLANTATION PATIO HOMES |
| Legal Block | B |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 33202 |
3155 River Trce is owned and occupied by an individual who acquired it in June 2021.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3155 RIVER TRCE, GASTONIA, NC 28056-7919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jun 23, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2013 · Amount on File |
| Deed Sale | Nov 14, 2013 · Amount on File |
| Prior Sale | May 1, 2006 · Amount on File |
| Deed Book / Page | 4705 / 882 |
| Last Transfer Date | Jun 17, 2021 |
| Transfer Doc | 5240000060 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 3155 RIVER TRCE, GASTONIA, NC 28056-7919 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3155 RIVER TRCE, GASTONIA, NC 28056-7919 |
| Document Number | 0052400081 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 5240/81 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 893 Months |
| Due | Nov 17, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.26% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 23, 2021 |
| Property Address | 3155 RIVER TRCE, GASTONIA, NC 28056-7919 |
| Document Number | 0052400060 |
| Book / Page | 5240 / 60 |
| Map Reference | MB 48 PG 70 |
| Instrument Date | Jun 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3155 RIVER TRCE, GASTONIA, NC 28056-7919 |
| Document Number | 0052400065 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 5240/65 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 893 Months |
| Due | Nov 17, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.26% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
The 2026 property tax bill for 3155 River Trce was $3,348.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,348.00 | $313,280 (-) Land $28,000 Building $285,280 | |
| 2025 | $3,348.00 | $313,280 Land $28,000 Building $285,280 | |
| 2023 | $3,383.00 | $313,280 Land $28,000 Building $285,280 | |
| 2021 | $166,100 Land $22,500 Building $143,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3155 River Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3155 River Trce is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORESTBROOK S/D private · serves 216 people · EPA ID NC0136205 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | TWO RIVERS UTILITIES |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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