316 Essen Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 316 Essen Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1955
Lot Size	0.501 acres (21,802 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Oct 2018)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23R-41-0380`

Property Details

APN / Parcel Number

Primary APN	`23R-41-0380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,536 sqft
1st Floor Area	912 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	21,802 sqft (0.501 acres)
Lot Dimensions	137 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	126 sqft
Deck Area	144 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	316 ESSEN LN
City	BALLWIN
State	MO
Zip	63021-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-1
Legal Description	HILL VIEW PLAT 1 LOT 29
Legal Subdivision	HILL VIEW PLAT 1
Legal Lot Number	29
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1001
Census Tract	217923

Owner

316 Essen Ln is owned and occupied by an individual who acquired it in April 2019.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	316 ESSEN LN, BALLWIN, MO 63021-4935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 27, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jun 17, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Oct 2, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MTG
Nov 28, 2017	Deed of Trust, Mortgage WAW PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Prior Sale	May 22, 2013 · Amount on File
Deed Document Number	2018105
Deed Book / Page	23220 / 764
Last Transfer Date	Apr 1, 2019
Transfer Doc	02346700745
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 7, 2026
Property Address	316 ESSEN LN, BALLWIN, MO 63021-4935
Document Number	0000000156
Instrument Date	Jun 21, 2026
Instrument	2026156
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ESSEN LN, BALLWIN, MO 63021-4935

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	316 ESSEN LN, BALLWIN, MO 63021-4935
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ESSEN LN, BALLWIN, MO 63021-4935

Mortgage

Document Number	2022062700152
Date	Jun 27, 2022
Instrument	2022062700152

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	327 Months
Due	Sep 1, 2049

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	316 ESSEN LN, BALLWIN, MO 63021-4935
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 ESSEN LN, BALLWIN, MO 63021-4935

Mortgage

Document Number	2025061700159
Date	Jun 17, 2025
Instrument	2025061700159

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	291 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	316 ESSEN LN, BALLWIN, MO 63021-4935
Document Number	0236580534
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	316 ESSEN LN BALLWIN MO 630214935, BALLWIN, MO 63021-4935

Mortgage

Document Number	0236580534
Date	Aug 16, 2019
Book Page	023658/000534
Instrument	97

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 2, 2018
Property Address	316 ESSEN LN, BALLWIN, MO 63021-4935
Document Number	0232200764
Book / Page	023220 / 000764
Instrument Date	Aug 3, 2018
Instrument	105
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	316 ESSEN LN BALLWIN MO 630214935, BALLWIN, MO 63021-4935

Mortgage

Document Number	232200768
Date	Oct 2, 2018
Book Page	023220/000768
Instrument	106

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	316 ESSEN LN, BALLWIN, MO 63021-4935
Document Number	0230520502
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2018
Title Company	LAFAYETTE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 NEW BALLWIN RD BALLWIN MO 630217236, BALLWIN, MO 63021-7236

Mortgage

Document Number	0230520502
Date	Jun 4, 2018
Book Page	023052/000502
Instrument	63

Lender

Name	WAW PROPERTIES LLC
Address	701 E CHURCH ST, UNION CITY, TN 38261-4100

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 316 Essen Ln was $3,560, up 12.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,820 (-) Land $26,680 Building $25,140	$272,700 (-) Land $140,400 Building $132,300
2025	$3,560.00 (+12.84%)	$51,820 Land $26,680 Building $25,140	$272,700 Land $140,400 Building $132,300
2024	$3,155.00 (+0.1%)
2023	$3,152.00 (+16.31%)	$44,970 (+24.12%) Land $22,230 Building $22,740	$236,700 Land $117,000 Building $119,700
2022	$2,710.00	$36,230 Land $22,230 Building $14,000
2021			$190,700 Land $117,000 Building $73,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 316 Essen Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 316 Essen Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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