St. Louis County property record for 431 Essen Ln, Ballwin, MO 63021 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1955 |
| Lot Size | 0.523 acres (22,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,000 (Dec 2024) |
| Tax Bill | $3,220 (2024) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Nov 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23R-4-1-043-6 |
| Primary APN | 23R-4-1-043-6 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 22,799 sqft (0.523 acres) |
| Lot Dimensions | 190 ft deep x 120 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Poultry House | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 431 ESSEN LN |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-4936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILL VIEW PLAT 1 |
| Legal Subdivision | HILL VIEW PLAT 1 |
| Legal Lot Number | 17 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 217923 |
Source: St. Louis County records · APN 23R-4-1-043-6
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 431 ESSEN LN, BALLWIN, MO 63021-4936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 03, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Nov 15, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 16, 2024 | Warranty Deed, Transfer · Line of Credit AMERICAN BANK OF MISSOURI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2024 · Amount on Record |
| Deed Sale | Dec 03, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2024 |
| Deed Document Number | 2024120300554 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 03, 2024 |
| Property Address | 431 ESSEN LN, BALLWIN, MO 63021-4936 |
| Document Number | 2024120300554 |
| Map Reference | MB 63 PG 48 |
| Instrument Date | Nov 27, 2024 |
| Instrument | 2024120300554 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12095 MANCHESTER RD # RD2A, RD2A, SAINT LOUIS, MO 63131-4416 |
| Name | Verified Name |
|---|---|
| Address | 431 ESSEN LN, BALLWIN, MO 63021-4936 |
| Document Number | 2024120300555 |
|---|---|
| Date | Dec 03, 2024 |
| Instrument | 2024120300555 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2054 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 15, 2024 |
| Property Address | 431 ESSEN LN, BALLWIN, MO 63021-4936 |
| Document Number | 2024111500284 |
| Map Reference | MB 63 PG 48 |
| Instrument Date | Nov 15, 2024 |
| Instrument | 2024111500284 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 PAULA VALE CT, BALLWIN, MO 63021-6366 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 16, 2024 |
| Property Address | 431 ESSEN LN, BALLWIN, MO 63021-4936 |
| Document Number | 2024101600369 |
| Map Reference | MB 63 PG 48 |
| Instrument Date | Oct 16, 2024 |
| Instrument | 2024101600369 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 450 PAULA VALE CT, BALLWIN, MO 63021-6366 |
| Name | Verified Name |
|---|---|
| Address | 12095 MANCHESTER RD # 2A, 2A, SAINT LOUIS, MO 63131-4416 |
| Investor | Possibly a Property Investor |
| Document Number | 2024101600370 |
|---|---|
| Date | Oct 16, 2024 |
| Instrument | 2024101600370 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,560 (+21.02%) Land $27,250 Building $28,310 | $292,400 (+21.03%) Land $143,400 Building $149,000 | |
| 2024 | $3,220.00 (+0.09%) | ||
| 2023 | $3,217.00 (+13.35%) | $45,910 (+20.97%) Land $22,710 Building $23,200 | $241,600 (+20.98%) Land $119,500 Building $122,100 |
| 2022 | $2,838.00 | $37,950 Land $22,710 Building $15,240 | |
| 2021 | $199,700 Land $119,500 Building $80,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892179231, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2024, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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