321 Essen Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 321 Essen Ln, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1955
Lot Size	0.533 acres (23,200 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2013)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23R-41-0445`

Property Details

APN / Parcel Number

Primary APN	`23R-41-0445`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	1,152 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	23,200 sqft (0.533 acres)
Lot Dimensions	160 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	480 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 ESSEN LN
City	BALLWIN
State	MO
Zip	63021-4960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-1
Legal Description	HILL VIEW PLAT 1 LOT 16
Legal Subdivision	HILL VIEW PLAT 1
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1001
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 ESSEN LN, BALLWIN, MO 63021-4960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 12, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2013 · Amount on Record
Deed Sale	Sep 4, 2013 · Amount on Record
Prior Sale	Aug 12, 2009 · Amount on Record
Deed Document Number	2013663
Deed Book / Page	20660 / 4053
Prior Transfer Date	Jul 6, 2004
Prior Transfer Doc	0000000716
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	321 ESSEN LN, BALLWIN, MO 63021-4960
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE-CHICAGO I, FIDELITY NATL TTL CHICAGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ESSEN LN, BALLWIN, MO 63021-4960

Mortgage

Document Number	0246583190
Date	Feb 18, 2021
Book Page	24658/3190
Instrument	2021021801093

Lender

Name	US BANK NA
Type	Bank
Address	KANSAS CITY, MO 64112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	321 ESSEN LN, BALLWIN, MO 63021-4960
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ESSEN LN, BALLWIN, MO 63021-4960

Mortgage

Document Number	0246780235
Date	Feb 26, 2021
Book Page	24678/235
Instrument	2021022600059

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	321 ESSEN LN, BALLWIN, MO 63021-4960
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ESSEN LN, BALLWIN, MO 63021-4960

Mortgage

Document Number	2023121200169
Date	Dec 12, 2023
Instrument	2023121200169

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	47 Months
Due	Nov 17, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,000 (-) Land $27,470 Building $27,530	$289,500 (-) Land $144,600 Building $144,900
2025	$3,776.00 (+11.68%)	$55,000 (+14.04%) Land $27,470 Building $27,530	$289,500 (+14.07%) Land $144,600 Building $144,900
2024	$3,381.00 (+0.09%)
2023	$3,378.00 (+19.07%)	$48,230 (+27.16%) Land $22,900 Building $25,330	$253,800 (+27.15%) Land $120,500 Building $133,300
2022	$2,837.00	$37,930 Land $22,900 Building $15,030
2021			$199,600 Land $120,500 Building $79,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Essen Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures