309 Essen Ln, Ballwin, MO 63021 Property Records

St. Louis County property record for 309 Essen Ln, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 1955
Lot Size0.664 acres (28,928 sqft)
OwnerIndividual Name on File
Tax Bill$3,284 (2024)
Deeds & MortgagesAug 2020 Mortgage
Jan 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN23R-4-1-052-8

Property Details

APN / Parcel Number

Primary APN23R-4-1-052-8

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Architectural StyleRanch
Exterior MaterialOther
Foundation TypeRaised
Lot Area28,928 sqft (0.664 acres)
Lot Dimensions226 ft deep x 128 ft wide
TerrainAbove Road/Slope
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area336 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address309 ESSEN LN
CityBALLWIN
StateMO
Zip63021-4934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code93R-1
Legal DescriptionHILL VIEW PLAT 1
Legal SubdivisionHILL VIEW PLAT 1
Legal Lot Number4
JurisdictionST LOUIS MO
Township / Civil DivisionWILDHORSE
Census Block Group1
Census Block1008
Census Tract217923

Owner

Source: St. Louis County records · APN 23R-4-1-052-8

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 ESSEN LN, BALLWIN, MO 63021-4934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK OF ST LOUIS
Jan 12, 2017Grant Deed, Transfer · Line of Credit
AMERICAN BK/MO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 2020
Deed SaleAug 21, 2020
Prior SaleJan 12, 2017 · Amount on Record
Deed Document Number2020082100929
Deed Book / Page24268 / 189
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 21, 2020
Property Address309 ESSEN LN, BALLWIN, MO 63021-4934
Document Number0242680189
Book / Page24268 / 189
Map ReferenceMB 63 PG 48
Instrument DateJul 30, 2020
Instrument2020082100929
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyRESOLUTIONS TITLE INC, RESOLUTIONS TTL INC RESWARE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10058 TOELLE LN, 10058, SAINT LOUIS, MO 63137-3486

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 ESSEN LN, BALLWIN, MO 63021-4934

Mortgage

Document Number2020082100930
DateAug 21, 2020
Instrument2020082100930
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MO
Recording DateJan 12, 2017
Property Address309 ESSEN LN, BALLWIN, MO 63021-4934
Document Number0223562554
Book / Page02235 / 002554
Instrument DateJan 10, 2017
Instrument846
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address130 S BEMISTON AVE #200 ST LOUIS MO 631051913, 200, ST LOUIS, MO 63105-1913

Mortgage

Document Number223562557
DateJan 12, 2017
Book Page022356/002557
Instrument847
Lender
NameAMERICAN BK/MO
TypeBank
AddressWRIGHT CITY, MO 63390
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$54,690 (+16.78%) Land $29,170 Building $25,520$287,800 (+16.75%) Land $153,500 Building $134,300
2024$3,284.00 (+0.09%)
2023$3,281.00 (+13.84%)$46,830 (+21.54%) Land $24,300 Building $22,530$246,500 (+21.55%) Land $127,900 Building $118,600
2022$2,882.00$38,530 Land $24,300 Building $14,230
2021$202,800 Land $127,900 Building $74,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2024 · river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 234 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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