Orange County property record for 31591 Bluff Dr, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 8 ba · 7,670 sqft · built 1991 |
| Lot Size | 0.478 acres (20,830 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $315,000 (May 2002) |
| Tax Bill | $37,526 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 658-092-54 |
| Primary APN | 658-092-54 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 7,670 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 20,830 sqft (0.478 acres) |
| View / Lot | Ocean |
| Garage Area | 1,035 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31591 BLUFF DR |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 702 BLK LOT 12 TR 702 LOT 11 AND LOT 12 AND POR LOT 10 AND POR |
| Legal Subdivision | COAST ROYAL |
| Legal Tract | 702 |
| Legal Lot Number | 12,11 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 42305 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 31591 BLUFF DR, LAGUNA BEACH, CA 92651-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2002 · Amount on Record |
| Deed Sale | May 31, 2002 · Amount on Record |
| Prior Sale | Jul 11, 1996 · Amount on Record |
| Deed Document Number | 2002462477 |
| Prior Transfer Date | Jun 28, 1996 |
| Prior Transfer Doc | 0000345506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31591 BLUFF DR, LAGUNA BEACH, CA 92651-8323 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 31591 BLUFF DR, LAGUNA BEACH, CA 92651-8323 |
| Document Number | 0000066960 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022000066960 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Mar 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,337,213 (+2%) Land $1,597,723 Building $1,739,490 | |
| 2025 | $37,526.00 (+4.88%) Homeowner's exemption | $3,271,778 (+4.04%) Land $1,566,395 Building $1,705,383 |
| 2023 | $35,779.00 (+1.49%) Homeowner's exemption | $3,144,732 Land $1,505,570 Building $1,639,162 |
| 2022 | $35,252.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 individual policies |
| Nearby Flood Policies | 101 units insured incl. 78 condo units |
| Nearby Flood Claims | 7 (1981–2001) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2001 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks.
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