31571 Bluff Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 31571 Bluff Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,156 sqft · built 1992
Lot Size	0.371 acres (16,180 sqft)
Owner	2 Individual Names on File
Last Sale	$7,750,000 (Apr 2026)
Tax Bill	$23,317 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`658-092-53`

Property Details

APN / Parcel Number

Primary APN	`658-092-53`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	16,180 sqft (0.371 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	31571 BLUFF DR
City	LAGUNA BEACH
State	CA
Zip	92651-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 702 BLK LOT 9 TRACT NO 702 LOTS 9,10 POR OF LOT 10 AND POR OF
Legal Subdivision	VISTA DEL MAR
Legal Tract	702
Legal Block	702
Legal Lot Number	9,10
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1007
Census Tract	42305

Owner

31571 Bluff Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31571 BLUFF DR, LAGUNA BEACH, CA 92651-8323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Grant Deed, Transfer · Conventional Mortgage US BANK
Oct 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Deed Document Number	2026113122
Prior Transfer Date	Feb 16, 1994
Prior Transfer Doc	0000345507
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 21, 2026
Property Address	31571 BLUFF DR, LAGUNA BEACH, CA 92651-8323
Document Number	0000113122
Instrument Date	Mar 27, 2026
Instrument	2026113122
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	LAWYERS LAND TITLE COMPANY, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$861,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	31571 BLUFF DR, LAGUNA BEACH, CA 92651-8323

Mortgage

Document Number	0000113123,
Date	Apr 21, 2026
Instrument	2026113123

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 27, 2021
Property Address	31571 BLUFF DR, LAGUNA BEACH, CA 92651-8323
Document Number	0000653274
Map Reference	MB 21 PG 1-3
Instrument Date	Oct 20, 2021
Instrument	2021000653274
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 THOMAS JEFFERSON ST NW, WASHINGTON, DC 20007-5201

Tax Assessment & Valuation

The 2025 property tax bill for 31571 Bluff Dr was $23,317, up 2.8% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,798,679 (+2%) Land $1,455,304 Building $343,375
2025	$23,317.00 (+2.84%)	$1,763,411 Land $1,426,768 Building $336,643
2024	$22,674.00 (-1.39%)
2023	$22,993.00 (+14.26%)	$1,694,937 Land $1,371,365 Building $323,572
2022	$20,124.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31571 Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Nearby Flood Policies	101 units insured incl. 78 condo units
Nearby Flood Claims	7 (1981–2001)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2001 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31571 Bluff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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