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3155 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3155 Border Creek Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,119 sqft · built 2003
Lot Size0.256 acres (11,135 sqft)
Owner2 Individual Names on Record
Last Sale$331,900 (Nov 2025)
Tax Bill$1,677 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC56-000-598-4484-5

Property Details

APN / Parcel Number

Primary APNC56-000-598-4484-5
Alternative APNs
  • 33-4N-23-1000-000C-0190
  • 23N4331000000C0190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,119 sqft Living Area
Gross Area2,830 sqft
1st Floor Area2,119 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area11,135 sqft (0.256 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFlorida Room
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3155 BORDER CREEK RD
CityCRESTVIEW
StateFL
Zip32539-9065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKE ESTATES PH I BL C LOT 19
Legal Range23W
Legal Township04N
Legal Section33
Legal SubdivisionBROOKE ESTATES
Legal Phase1
Legal BlockC
Legal Lot Number19
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1008
Census Tract20303

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3155 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 20, 2025Warranty Deed, Transfer · VA Mortgage
HOMEFI CORP
Apr 4, 2017Warranty Deed, Transfer · FHA Mortgage
FIRST COMMUNITY MORTGAGE INC
Apr 4, 2017Warranty Deed, Transfer
SUNBELT TITLE (AGENCY)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Prior SaleApr 4, 2017 · Amount on Record
Deed Document Number20253785480
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3155 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3155 BORDER CREEK RD, CRESTVIEW, FL 32539-9065

Mortgage

Document Number0035660668
DateAug 10, 2021
Book Page3566/668
Instrument3478969
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 20, 2025
Property Address3155 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Document Number0003785480
Map ReferenceMB 20 PG 55
Instrument DateNov 13, 2025
Instrument3785480
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,323.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2876 ADAMS RD, CRESTVIEW, FL 32536-9023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3155 BORDER CREEK RD, CRESTVIEW, FL 32539-9065

Mortgage

Document Number0003785481
DateNov 20, 2025
Instrument3785481
Lender
NameHOMEFI CORP
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 4, 2017
Property Address3155 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Document Number0032940188
Book / Page3294 / 0188
Map ReferenceMB20 PG55
Instrument DateMar 30, 2017
Instrument3127002
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 APPLE RIDGE RD, 40, DANBURY, CT 06810-7301

Transferred To (Grantee/Buyer)

NameVerified Name
Address3155 BORDER CREEK RD, CRESTVIEW, FL 32539-9065

Mortgage

Document Number0003127003
DateApr 4, 2017
Instrument3127003
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2047

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 4, 2017
Property Address3155 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Document Number0032940184
Book / Page003294 / 000184
Instrument DateDec 2, 2016
Instrument3127001
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title CompanySUNBELT TITLE (AGENCY)

Transaction

AmountAmount Recorded
Tax$1,463.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,677.00 (+6.48%)$199,445 (+5.99%)$268,417 (-7.35%) Land $38,922 Building $229,495
2023$1,575.00 (+3.14%) Homeowner's exemption$188,179 (+3.52%)$289,697 (+6.97%) Land $33,068 Building $256,629
2022$1,527.00 Homeowner's exemption$181,776$270,829 Land $30,905 Building $239,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20

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