3152 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3152 Border Creek Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,684 sqft · built 2004
Lot Size	0.295 acres (12,851 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Mar 2023)
Tax Bill	$2,556 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-4463-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4463-9`
Alternative APN	`33-4N-23-1000-000B-0090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,684 sqft Heated Area
Gross Area	3,492 sqft
1st Floor Area	2,684 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,851 sqft (0.295 acres)
Garage Type	Finished
Garage Area	420 sqft
Porch	Open Porch
Porch Area	73 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3152 BORDER CREEK RD
City	CRESTVIEW
State	FL
Zip	32539-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKE ESTATES PH I BL B LOT 9
Legal Range	23
Legal Township	04N
Legal Section	33
Legal Subdivision	BROOKE ESTATES
Legal Phase	B
Legal Block	B
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1007
Census Tract	20303

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Warranty Deed, Transfer · VA Mortgage UNIVERSITY BANK
Feb 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2020	Warranty Deed, Transfer · FHA Mortgage PROGRESS BANK & TRUST
Jun 1, 2017	Warranty Deed, Transfer · VA Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2023 · Amount on Record
Deed Sale	Mar 7, 2023 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	3610061
Deed Book / Page	3665 / 50
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 7, 2023
Property Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Document Number	0036650050
Book / Page	3665 / 50
Map Reference	MB 20 PG 55
Instrument Date	Feb 28, 2023
Instrument	3610061
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3063 QUASAR DR, CRESTVIEW, FL 32539-7004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Investor	Possibly a Property Investor

Mortgage

Document Number	0000366551
Date	Mar 7, 2023
Instrument	3665/51

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061

Mortgage

Document Number	0035222051
Date	Feb 1, 2021
Book Page	3522/2051
Instrument	3426390

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2020
Property Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Document Number	0034422658
Book / Page	3442 / 2658
Map Reference	MB 20 PG 55
Instrument Date	Jan 31, 2020
Instrument	3335354
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4355B BIRCH ST SW, 4355B, MCCHORD AFB, WA 98439-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061

Mortgage

Document Number	0034422660
Date	Feb 5, 2020
Instrument	3442/2660

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 1, 2017
Property Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Document Number	0033020124
Book / Page	3302 / 0124
Map Reference	MB20 PG55
Instrument Date	May 26, 2017
Instrument	3138455
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5604 KINWOOD ST, 5604, SCHERTZ, TX 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 BORDER CREEK RD, CRESTVIEW, FL 32539-9061

Mortgage

Document Number	0003138456
Date	Jun 1, 2017
Instrument	3138456

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,556.00 (+28.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$296,820 (+28.31%) Land $38,922 Building $257,898	$296,820 (-7.24%) Land $38,922 Building $257,898
2023	$1,991.00 (+2.42%) Homeowner's exemption	$231,323 (+3%)	$319,987 (+8.41%) Land $33,068 Building $286,919
2022	$1,944.00 Homeowner's exemption	$224,585	$295,165 Land $30,905 Building $264,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

3152 Border Creek Rd, Crestview, FL 32539 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Border Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number