3148 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3148 Border Creek Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,467 sqft · built 2003
Lot Size	0.296 acres (12,872 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Aug 2018)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-4462-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4462-1`
Alternative APNs	`33-4N-23-1000-000B-0080` `23N4331000000B0080`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,467 sqft Living Area
Gross Area	3,184 sqft
1st Floor Area	2,467 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	12,872 sqft (0.296 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Finished/Open Porch
Porch Area	257 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3148 BORDER CREEK RD
City	CRESTVIEW
State	FL
Zip	32539-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKE ESTATES PH I BL B LOT 8
Legal Range	23W
Legal Township	04N
Legal Section	33
Legal Subdivision	BROOKE ESTATES
Legal Phase	1
Legal Block	B
Legal Lot Number	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1007
Census Tract	20303

Owner

3148 Border Creek Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3148 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on File
Deed Sale	Aug 8, 2018 · Amount on File
Prior Sale	Nov 20, 2009 · Amount on File
Deed Document Number	20183225191
Deed Book / Page	3362 / 3746
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 8, 2018
Property Address	3148 BORDER CREEK RD, CRESTVIEW, FL 32539-9061
Document Number	0033623746
Book / Page	003362 / 003746
Instrument Date	Aug 7, 2018
Instrument	3225191
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	BRIGHT LIGHT LAND TITLE COMPANY LLC, BRIGHT LIGHT LAND TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,603.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3148 BORDER CREEK RD CRESTVIEW FL 325399061, CRESTVIEW, FL 32539-9061

Mortgage

Document Number	33623748
Date	Aug 8, 2018
Book Page	003362/003748
Instrument	3225192

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3148 Border Creek Rd was $1,496 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00 Homeowner's exemption	$180,360	$298,565 Land $38,922 Building $259,643
2023	$1,402.00 (+2.64%) Homeowner's exemption	$170,172 (+3%)	$321,744 (+8.27%) Land $33,068 Building $288,676
2022	$1,366.00 Homeowner's exemption	$165,216	$297,181 Land $30,905 Building $266,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3148 Border Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3148 Border Creek Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20