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3151 Border Creek Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3151 Border Creek Rd, Crestview, FL 32539 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,372 sqft · built 2003
Lot Size0.256 acres (11,135 sqft)
Owner2 Individual Names on File
Last Sale$213,000 (Jun 2021)
Tax Bill$3,153 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Feb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APNC56-000-598-4483-7

Property Details

APN / Parcel Number

Primary APNC56-000-598-4483-7
Alternative APNs
  • 33-4N-23-1000-000C-0180
  • 23N4331000000C0180

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,372 sqft Living Area
Gross Area2,992 sqft
1st Floor Area2,372 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area11,135 sqft (0.256 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3151 BORDER CREEK RD
CityCRESTVIEW
StateFL
Zip32539-9065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKE ESTATES PH I BL C LOT 18
Legal Range23W
Legal Township04N
Legal Section33
Legal SubdivisionBROOKE ESTATES
Legal Phase1
Legal BlockC
Legal Lot Number18
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1008
Census Tract20303

Owner

Source: Okaloosa County records · APN C56-000-598-4483-7

Assessment roll updated December 31, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3151 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUSTMARK NATIONAL BANK
Feb 11, 2019Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleAug 17, 2011 · Amount on Record
Deed Document Number20213463613
Deed Book / Page3553 / 2989
Prior Transfer DateSep 24, 2015
Prior Transfer Doc0032200546
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 15, 2021
Property Address3151 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Document Number0035532989
Book / Page3553 / 2989
Map ReferenceMB 20 PG 55
Instrument DateJun 07, 2021
Instrument3463613
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,491.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3203 LANDMARK DR UNIT 2203, 3203, CLEARWATER, FL 33761-1922

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3151 BORDER CREEK RD, CRESTVIEW, FL 32539-9065

Mortgage

Document Number35532991
DateJun 15, 2021
Instrument3553/2991
Lender
NameTRUSTMARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address3151 BORDER CREEK RD, CRESTVIEW, FL 32539-9065
Document Number0033900194
Instrument DateFeb 11, 2019
Transaction TypeMortgage
Record UpdatedApr 08, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3203 LANDMARK DR #2203 CLEARWATER FL 337611922, 2203, CLEARWATER, FL 33761-1922

Mortgage

Document Number0033900194
DateMar 21, 2019
Book Page003390/000194
Instrument3265967
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 20, 2049
Interest
Rate5.12%

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,153.00 (+10.09%)$318,338 (-1.14%) Land $38,922 Building $279,416$318,338 (-7.52%) Land $38,922 Building $279,416
2023$2,864.00 (+2.25%) Homeowner's exemption$322,007 (+3%)$344,234 (+10.11%) Land $33,068 Building $311,166
2022$2,801.00 Homeowner's exemption$312,628 Land $30,905 Building $281,723$312,628 Land $30,905 Building $281,723

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 885 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 251 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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