31548 Pepper Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 31548 Pepper Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,545 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on File
Tax Bill	$6,197 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`963-203-005`

Property Details

APN / Parcel Number

Primary APN	`963-203-005`
Alternative APN	`958434005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,545 sqft Living Area
Gross Area	3,307 sqft
1st Floor Area	2,545 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	762 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31548 PEPPER TREE ST
City	WINCHESTER
State	CA
Zip	92596-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.16 ACRES IN LOT 91 MB 305/093 TR 28914
Legal Subdivision	TRACT NO 28914
Legal Tract	28914
Legal Lot Number	91
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1006
Census Tract	43294

Owner

31548 Pepper Tree St is owned by a company that acquired it in June 2021 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	31548 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Intrafamily Transfer, Transfer
Jun 14, 2021	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 8, 2018	Intrafamily Transfer, Transfer · VA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018
Deed Sale	Mar 8, 2018
Prior Sale	Feb 11, 2004 · Amount on File
Deed Document Number	201888962
Last Transfer Date	Jun 8, 2021
Transfer Doc	0000358671
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 1, 2021
Property Address	31548 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Document Number	0000523938
Map Reference	MB 305 PG 93-97
Instrument Date	Aug 26, 2021
Instrument	2021-0523938
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31548 PEPPER TREE ST, WINCHESTER, CA 92596-8839

June 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 14, 2021
Property Address	31548 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Document Number	0000358671
Map Reference	MB 305 PG 93-97
Instrument Date	Jun 8, 2021
Instrument	2021-0358671
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31548 PEPPER TREE ST, WINCHESTER, CA 92596-8839

Mortgage

Document Number	0000358672
Date	Jun 14, 2021
Instrument	2021-0358672

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 8, 2018
Property Address	31548 PEPPER TREE ST, WINCHESTER, CA 92596-8839
Document Number	0000088962
Map Reference	MB 305 PG 93-97
Instrument Date	Mar 8, 2018
Instrument	2018-0088962
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31548 PEPPER TREE ST, WINCHESTER, CA 92596-8839

Mortgage

Document Number	0000088963
Date	Mar 8, 2018
Instrument	2018-0088963

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 31548 Pepper Tree St was $6,197 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,578 (+2%) Land $145,004 Building $383,574
2025	$6,197.00 Homeowner's exemption	$518,214 Land $142,161 Building $376,053
2023	$6,036.00 (+2.72%) Homeowner's exemption	$498,093 Land $136,642 Building $361,451
2022	$5,876.00
2021			$605,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31548 Pepper Tree St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31548 Pepper Tree St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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