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3154 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 3154 Charles St, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,040 sqft · built 1990
Lot Size3.33 acres (145,055 sqft)
Owner2 Individual Names on File
Last Sale$25,000 (Mar 1990)
Tax Bill$5,671 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-086503

Property Details

APN / Parcel Number

Primary APN04-086503
Alternative APNs
  • 4086503
  • 086503

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,040 sqft Total Area
Basement Area1,070 sqft
Finished Basement1,070 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area145,055 sqft (3.33 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area616 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number086503
Street Address3154 CHARLES ST
CityFALLSTON
StateMD
Zip21047-1015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 3.3377 AC 3154 CHARLES STREET LD J FLEMING P 68/25
Legal SubdivisionLD FLEMING J
Legal Lot Number5
JurisdictionHARFORD MD
Township / Civil Division4, MARSHALL
Census Block Group3
Census Block3009
Census Tract304201

Owner

Source: Harford County records · APN 04-086503

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3154 CHARLES ST, FALLSTON, MD 21047-1015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 1990 · Amount on Record
Deed SaleMar 01, 1990 · Amount on Record
Prior SaleMar 01, 1990 · Amount on Record
Deed Book / Page1612 / 596
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3154 CHARLES ST, FALLSTON, MD 21047-1015
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141380008
DateSep 25, 2020
Book Page14138/8
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$575,833 (+15.78%)$606,300 (+17.75%) Land $151,600 Building $454,700
2025$5,671.00 (+7.36%) Homeowner's exemption
2023$497,333$514,900 Land $151,600 Building $363,300
2022$5,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253042013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Armstrong HoldingsCable1,000 / 20
VerizonFiber980 / 880

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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